313 Jerome Ave, Islamorada, FL 33036 Property Records

Monroe County property record for 313 Jerome Ave, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,118 sqft · built 1964
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Feb 2023)
Tax Bill	$12,190 (2024)
Deeds & Mortgages	Feb 2023 Sale Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`00398400-000000`

Property Details

APN / Parcel Number

Primary APN	`00398400-000000`
Alternative APNs	`32633700398400000000` `1490792`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	1,808 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,000 sqft (0.574 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Florida Room
Porch Area	1,090 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1490792
Street Address	313 JEROME AVE
City	ISLAMORADA
State	FL
Zip	33036-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 7 LTS 3-6-7-10 GROVE PARK UPPER MATECUMBE PB1-111 C2-445 OR425-445 OR432-899 OR729-252 OR731-365 OR768-445 OR768-809 OR772-878 OR772-894 OR803-1736 OR802-1869 OR905 OR905-1850 OR912-2451 OR980-184 OR982-184 OR1157-2054 OR1570-2466 OR2387-520 OR266
Legal Range	37E
Legal Township	63S
Legal Section	32
Legal Subdivision	GROVE PARK
Legal Block	7
Legal Lot Number	3-6
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3029
Census Tract	970900

Owner

313 Jerome Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Monroe County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 JEROME AVE, ISLAMORADA, FL 33036-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 21, 2018	Warranty Deed, Transfer FLORIDA TITLE/KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20232406780
Deed Book / Page	3212 / 161
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0027841445
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 15, 2023
Property Address	313 JEROME AVE, ISLAMORADA, FL 33036-3733
Document Number	0032120161
Book / Page	3212 / 161
Instrument Date	Feb 10, 2023
Instrument	2406780
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5880 SHADY OAKS LN, NAPLES, FL 34119-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 BALDWIN ST, GLEN RIDGE, NJ 07028-1532

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	313 JEROME AVE, ISLAMORADA, FL 33036-3733
Document Number	0030321588
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 JEROME AVE ISLAMORADA FL 330363733, ISLAMORADA, FL 33036-3733

Mortgage

Document Number	0030321588
Date	Jul 20, 2020
Book Page	003032/001588
Instrument	2273729

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jul 19, 2059

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	313 JEROME AVE, ISLAMORADA, FL 33036-3733
Document Number	0029212349
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 BROWNSBORO RD LOUISVILLE KY 402071809, LOUISVILLE, KY 40207-1809

Mortgage

Document Number	0029212349
Date	Aug 13, 2018
Book Page	002921/002349
Instrument	2182223

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 21, 2018
Property Address	313 JEROME AVE, ISLAMORADA, FL 33036-3733
Document Number	0029071912
Book / Page	002907 / 001912
Instrument Date	May 17, 2018
Instrument	2169977
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FLORIDA TITLE/KEYS

Transaction

Amount	Amount on Record
Tax	$6,293.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 JEROME AVE ISLAMORADA FL 330363733, ISLAMORADA, FL 33036-3733

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,396,527	$1,469,518 Land $1,125,750 Building $343,768
2024	$12,190.00 (+22.08%)
2023	$9,985.00 (+17.02%)	$1,360,706 (+35.72%) Land $997,500 Building $363,206	$1,360,706 (+35.72%) Land $997,500 Building $363,206
2022	$8,533.00	$1,002,596 Land $648,375 Building $354,221	$1,002,596 Land $648,375 Building $354,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Jerome Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 329 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	457 units insured incl. 128 condo units
Nearby Flood Claims	126 (2005–2022)
Claims Outside the SFHA	4 of 126
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 85 claims Hurricane Katrina Evacuation, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Jerome Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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