313 Jacobs St, Rocky Mount, NC 27804 Property Records

Nash County property record for 313 Jacobs St, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 520 sqft · built 1960
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jan 2026)
Tax Bill	$77 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`383010-27-9450`

Property Details

APN / Parcel Number

Primary APN	`383010-27-9450`
Alternative APNs	`021385` `54147` `99072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	520 sqft Heated Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cottage
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	160 ft deep x 31 ft wide

Location & Zoning

Account Number	99072
Street Address	313 JACOBS ST
City	ROCKY MOUNT
State	NC
Zip	27804-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 94 95, 2 LT, 94 95 ROBBINS
Legal Subdivision	PINE TERRACE EXTENDED
Legal Lot Number	94,95
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3001
Census Tract	10504

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 SUMMERFIELD LN E, CREEDMOOR, NC 27522-7250
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Apr 17, 2025 · Amount on Record
Deed Book / Page	3464 / 325
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jan 22, 2026
Property Address	313 JACOBS ST, ROCKY MOUNT, NC 27804-3028
Document Number	003464/325
Book / Page	3464 / 325
Map Reference	MB 3 PG 26
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 MERIDIAN DR, CHARLOTTE, NC 28216-2320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 SUMMERFIELD LN E, CREEDMOOR, NC 27522-7250

Mortgage

Document Number	0003464327
Date	Jan 22, 2026
Instrument	3464/327

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.32%
Max Rate At Change	7.32%
Index	5-Year CMT
Margin	2
Max Rate	11.3%

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$77.00	$12,260 (-) Land $3,830 Building $8,430	$12,260 (-) Land $3,830 Building $8,430
2025	$77.00 (+50.98%)	$12,260 (+60.05%) Land $3,830 Building $8,430	$12,260 (+60.05%) Land $3,830 Building $8,430
2023	$51.00	$7,660	$7,660 Land $3,450 Building $4,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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