313 Jackson St, Elmore, OH 43416 Property Records

Ottawa County property record for 313 Jackson St, Elmore, OH 43416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,096 sqft · built 1976
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Jul 2016)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031323-2`

Property Details

APN / Parcel Number

Primary APN	`031323-2`
Alternative APN	`019-02760-03454-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Combination
Foundation Type	Raised
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031323-2
Street Address	313 JACKSON ST
City	ELMORE
State	OH
Zip	43416-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 D M DAYS
Legal Subdivision	D M DAYS ADDITION
Legal Lot Number	41
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	5
Census Block	5030
Census Tract	50900

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 JACKSON ST, 89684, ELMORE, OH 43416-9583
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	2016259746
Deed Book / Page	1595 / 484
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	313 JACKSON ST, ELMORE, OH 43416-9583
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000670
Date	Feb 6, 2024
Book Page	1977/580
Instrument	202400000670

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	313 JACKSON ST, ELMORE, OH 43416-9583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295887
Date	Jun 26, 2020
Book Page	1777/748
Instrument	202000295887

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00 (-4.31%)	$46,225 (-) Land $9,072 Building $37,153
2024	$2,504.00 (-0.83%)	$46,225 (+13.78%) Land $9,072 Building $37,153	$132,070 (+13.77%) Land $25,920 Building $106,150
2023	$2,525.00 (+6.05%)	$40,628 (-) Land $6,720 Building $33,908
2022	$2,381.00	$40,628 Land $6,720 Building $33,908
2021			$116,080 Land $19,200 Building $96,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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