313 Iris St, Henderson, TN 38340 Property Records

Chester County property record for 313 Iris St, Henderson, TN 38340

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,303 sqft · built 1952
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on Record
Last Sale$132,900 (Apr 2025)
Tax Bill$822 (2026)
Deeds & MortgagesJan 2023 Mortgage
Apr 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN012033L E 00400

Property Details

APN / Parcel Number

Primary APN012033L E 00400
Alternative APN
  • 033L E 00400 00006033L

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,303 sqft Living Area
1st Floor Area988 sqft
Basement Area1,326 sqft
Finished Basement988 sqft
Unfinished Basement338 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions90 ft deep x 90 ft wide
PorchSlab
Porch Area60 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address313 IRIS ST
CityHENDERSON
StateTN
Zip38340-1172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H60
JurisdictionCHESTER TN
Township / Civil Division5
Census Block Group1
Census Block1025
Census Tract970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 IRIS ST, HENDERSON, TN 38340-1172
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · USDA Mortgage
USDA
Apr 14, 2025Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Aug 25, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN HOME FINANCIAL SERVICES II
May 17, 2017Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Document Number202578538
Deed Book / Page529 / 598
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address313 IRIS ST, HENDERSON, TN 38340-1172
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 IRIS ST, HENDERSON, TN 38340-1172

Mortgage

Document Number0005000695
DateJan 3, 2023
Book Page500/695
Instrument72483
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term479 Months
DueDec 1, 2062

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateApr 14, 2025
Property Address313 IRIS ST, HENDERSON, TN 38340-1172
Document Number0005290598
Book / Page529 / 598
Instrument DateApr 14, 2025
Instrument78538
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$491.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 IRIS ST, HENDERSON, TN 38340-1172
InvestorPossibly a Property Investor

Mortgage

Document Number0000078539
DateApr 14, 2025
Instrument78539
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateAug 25, 2017
Property Address313 IRIS ST, HENDERSON, TN 38340-1172
Document Number0004240508
Book / Page424 / 508
Instrument DateAug 24, 2017
Instrument57105
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1560 SILERTON RD, TN

Mortgage

Document Number0004240510
DateAug 25, 2017
Book Page424/510
Instrument57106
Lender
NameAMERICAN HOME FINANCIAL SERVICES II
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

May 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCHESTER TN
Recording DateMay 17, 2017
Property Address313 IRIS ST, HENDERSON, TN 38340-1172
Document Number0004210210
Book / Page000421 / 000210
Instrument DateMay 3, 2017
Instrument56442
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 13 HENDERSON TN 383400013, HENDERSON, TN 38340-0013

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$822.00$40,375 (-)$161,500 (-) Land $11,700 Building $149,800
2025$822.00 (+22.32%)$40,375 (+49.26%)$161,500 (+49.26%) Land $11,700 Building $149,800
2023$672.00$27,050$108,200 Land $8,900 Building $99,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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