313 Holmes St, Frankfort, KY 40601 Property Records

Franklin County property record for 313 Holmes St, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Lot Size	0.082 acres (3,567 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2026)
Tax Bill	$285 (2025)
Deeds & Mortgages	Oct 2026 Sale Jul 2026 Sale + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`061-44-06-011.00`

Property Details

APN / Parcel Number

Primary APN	`061-44-06-011.00`
Alternative APN	`74277`

Interior

Stories	1 Story
Gross Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,567 sqft (0.082 acres)
Lot Dimensions	87 ft deep x 41 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74277
Street Address	313 HOLMES ST
City	FRANKFORT
State	KY
Zip	40601-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BROWN
Legal Lot Number	6
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2027
Census Tract	71200

Owner

Source: Franklin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer LAND TITLE, LAND GROUP TITLE
Jul 14, 2026	Deed, Transfer BLUEGRASS LAND TITLE
Nov 3, 2016	Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO
Sep 15, 2021	Deed, Transfer
Apr 2, 2021	Deed, Transfer · Line of Credit PEOPLES EXCHANGE BANK
Aug 15, 2019	Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK
Feb 17, 2016	Deed, Transfer CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC
Nov 20, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Jul 14, 2026 · Amount on Record
Deed Document Number	2026952820
Deed Book / Page	649 / 466
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	00D495/433
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 2, 2026
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	0000952820
Book / Page	649 / 466
Instrument Date	Sep 29, 2026
Instrument	2026952820
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount Recorded
Tax	$8,585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HOLMES ST, FRANKFORT, KY 40601-2130

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 14, 2026
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	0000944560
Book / Page	647 / 670
Instrument Date	Jul 14, 2026
Instrument	2026944560
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$7,090.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1396/468
Date	Nov 3, 2016
Book Page	M1396/468
Instrument	452001

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2041

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 15, 2021
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	00D606/396
Book / Page	D606 / 396
Map Reference	MB 64 PG 380
Instrument Date	Sep 15, 2021
Instrument	534344
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 SAINT MARYS AVE, OWENSBORO, KY 42301-4442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 HOLMES ST, FRANKFORT, KY 40601-2130

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 2, 2021
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	00D601/584
Book / Page	D601 / 584
Map Reference	MB 84 PG 272
Instrument Date	Mar 31, 2021
Instrument	521259
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 991054, LOUISVILLE, KY 40269-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 BENJAMIN LN, HENDERSONVILLE, TN 37075-2984

Mortgage

Document Number	0000521260
Date	Apr 2, 2021
Instrument	521260

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Aug 15, 2019
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	00D587/675
Book / Page	D587 / 675
Instrument Date	Jul 30, 2019
Instrument	493020
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 991054, LOUISVILLE, KY 40269-1054

Mortgage

Document Number	0000493021
Date	Aug 15, 2019
Instrument	493021

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 30, 2039

Interest

Rate Type	Adjustable Rate

February 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 17, 2016
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	00D559/574
Book / Page	D559 / 574
Map Reference	DD64 PG380
Instrument Date	Feb 15, 2016
Instrument	441264
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 WINDING WAY DR, FRANKFORT, KY 40601-3072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HARRODSWOOD RD APT 16, 16, FRANKFORT, KY 40601-6503

November 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN KY
Recording Date	Nov 20, 2006
Property Address	313 HOLMES ST, FRANKFORT, KY 40601-2130
Document Number	00D495/433
Book / Page	D495 / 433
Instrument Date	Nov 17, 2006
Instrument	307454
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11095 SHAW HESS RD, ALEXANDRIA, KY 41001-7739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WINDING WAY DR, FRANKFORT, KY 40601-3072

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Frankfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00 (-3.72%)	$62,500 (-) Land $6,000 Building $56,500	$62,500 (-) Land $6,000 Building $56,500
2023	$296.00 (-0.34%)	$62,500 (-)	$62,500 (-)
2022	$297.00	$62,500	$62,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–1997)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frankfort Plant Board.

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