313 Highland Ave, Cambridge, OH 43725 Property Records

Guernsey County property record for 313 Highland Ave, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,892 sqft · built 1925
Lot Size	0.124 acres (5,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,500 (Feb 2024)
Tax Bill	$1,635 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006714.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006714.000`
Alternative APN	`001985-4`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,412 sqft (0.124 acres)
Lot Dimensions	123 ft deep x 44 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	234 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	001985-4
Street Address	313 HIGHLAND AVE
City	CAMBRIDGE
State	OH
Zip	43725-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-07 15 GALLUP
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	GALLUP
Legal Tract	2
Legal Lot Number	15
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2000
Census Tract	977600

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST OHIO HOME FINANCE INC
Jul 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THE COMMUNITY BANK
Jul 16, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	20241196
Deed Book / Page	595 / 1383
Prior Transfer Date	Jul 18, 2023
Prior Transfer Doc	00590/5455
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 28, 2024
Property Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529
Document Number	00595/1383
Book / Page	595 / 1383
Map Reference	MB 6 PG 40
Instrument Date	Feb 15, 2024
Instrument	202400001196
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529

Mortgage

Document Number	202400001197
Date	Feb 28, 2024
Instrument	202400001197

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 20, 2023
Property Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529
Document Number	00590/5455
Book / Page	590 / 5455
Map Reference	MB 6 PG 40
Instrument Date	Jul 18, 2023
Instrument	202300004562
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3780 CEDAR HILL RD NW, CANAL WINCHESTER, OH 43110-8953
Investor	Possibly a Property Investor

Mortgage

Document Number	202300004563
Date	Jul 20, 2023
Instrument	202300004563

Lender

Name	THE COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jul 16, 2014
Property Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529
Document Number	00518/1118
Book / Page	518 / 1118
Map Reference	MB6 PG40
Instrument Date	Jul 9, 2014
Instrument	201400005485
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HIGHLAND AVE, CAMBRIDGE, OH 43725-2529

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,635.00 (-1.33%) Homeowner's exemption	$33,163 (-) Land $6,724 Building $26,439
2024	$1,657.00 (+64.88%) Homeowner's exemption	$33,163 (+17.15%) Land $6,724 Building $26,439	$94,750 (+17.15%) Land $19,210 Building $75,540
2023	$1,005.00 (+3.5%) Homeowner's exemption	$28,308 (-0.01%) Land $5,740 Building $22,568
2022	$971.00 Homeowner's exemption	$28,310 Land $5,740 Building $22,570	$80,880 (-) Land $16,400 Building $64,480
2021			$80,880 Land $16,400 Building $64,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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