Rockingham County property record for 313 High St, Bridgewater, VA 22812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 948 sqft · built 1970 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,428 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 122A3-(2)-LD |
| Primary APN | 122A3-(2)-LD |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| Gross Area | 1,076 sqft |
| Basement Area | 711 sqft |
| Finished Basement | 711 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,195 sqft (0.257 acres) |
| Driveway | Paver Driveway |
| Driveway Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R14811 |
|---|---|
| Street Address | 313 HIGH ST |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGH ST L D |
| Legal Subdivision | HIGH ST |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 11500 |
313 High St is owned and occupied by an individual who acquired it in February 2019.
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CREDIT UNION |
| Apr 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Apr 11, 2019 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2019 |
| Transfer Doc | 005105/018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 8, 2026 |
| Property Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 0000014478 |
| Book / Page | 6069 / 461 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202614478 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 0000014478, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 6069/461 |
| Instrument | 202614478 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jul 31, 2061 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Apr 11, 2019 |
| Property Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 5105/018 |
| Book / Page | 5105 / 018 |
| Map Reference | DD 292 PG 83 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2019-09139 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 201909140 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 2019-09140 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Recording Date | Apr 11, 2019 |
| Property Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 005105/018 |
| Book / Page | 5105 / 018 |
| Map Reference | DD 292 PG 83 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 2019-09139 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 HIGH ST, BRIDGEWATER, VA 22812-1014 |
| Document Number | 0201909140 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 2019-09140 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 313 High St was $1,428, up 10.4% from the year before.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,428.00 (+10.36%) | $216,400 (+13.66%) Land $62,500 Building $153,900 | $216,400 Land $62,500 Building $153,900 |
| 2025 | $1,294.00 | $190,400 Land $45,000 Building $145,400 | |
| 2022 | $190,400 Land $45,000 Building $145,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 High St in Zone X, where a levee reduces flood risk, though there have been 29 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 29 (1985–2023) |
| Claims Outside the SFHA | 6 of 29 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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