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313 Harvey St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 313 Harvey St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,042 sqft · built 1997
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$285,000 (Feb 1998)
Tax Bill$9,019 (2025)
Deeds & MortgagesMay 2022 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN023-049-044

Property Details

APN / Parcel Number

Primary APN023-049-044

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,042 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address313 HARVEY ST
CityCAMBRIA
StateCA
Zip93428-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 7 BL 166 LTS 15,16,28 & 29
Legal SubdivisionCAMBRIA PINES MANOR UNIT NO 7
Legal Block166
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1047
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address313 HARVEY ST, CAMBRIA, CA 93428-4437
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Intrafamily Transfer, Transfer
Sep 25, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 1998 · Amount on Record
Deed SaleFeb 18, 1998 · Amount on Record
Prior SaleApr 10, 1997 · Amount on Record
Deed Document Number19988403
Last Transfer DateMay 13, 2022
Transfer Doc0000021028
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 16, 2022
Property Address313 HARVEY ST, CAMBRIA, CA 93428-4437
Document Number0000021028
Map ReferenceMB 5 PG 16
Instrument DateMay 13, 2022
Instrument2022021028
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 HARVEY ST, CAMBRIA, CA 93428-4437

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address313 HARVEY ST, CAMBRIA, CA 93428-4437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 HARVEY ST, CAMBRIA, CA 93428-4437

Mortgage

Document Number0000052903
DateSep 25, 2020
Instrument2020052903
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$838,980 (+2%) Land $293,303 Building $545,677
2025$9,019.00 (+4.06%)$822,530 (+4.04%) Land $287,552 Building $534,978
2023$8,667.00 (+1.99%)$790,592 Land $276,387 Building $514,205
2022$8,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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