313 Harvard Cir, American Fork, UT 84003 Property Records

Utah County property record for 313 Harvard Cir, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 936 sqft · built 1943
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$103,400 (Jan 1999)
Tax Bill	$1,839 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`51-010-0019`

Property Details

APN / Parcel Number

Primary APN	`51-010-0019`
Alternative APN	`074825`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	074825
Street Address	313 HARVARD CIR
City	AMERICAN FORK
State	UT
Zip	84003-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK 2, RICHLAND PARK SUBDIVISION
Legal Subdivision	PARK SUB
Legal Block	2
Legal Lot Number	12
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

313 Harvard Cir is owned and occupied by an individual who bought it in January 1999.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	313 HARVARD CIR, AMERICAN FORK, UT 84003-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 3, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 1999 · Amount on File
Deed Sale	Jan 29, 1999 · Amount on File
Deed Document Number	199911332
Deed Book / Page	4957 / 572
Prior Transfer Date	Aug 10, 1998
Prior Transfer Doc	0000081004
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	313 HARVARD CIR, AMERICAN FORK, UT 84003-2432
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049799
Date	Mar 16, 2021
Instrument	49799:2021

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	313 HARVARD CIR, AMERICAN FORK, UT 84003-2432
Document Number	0000030777
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HARVARD CIR AMERICAN FORK UT 840032432, AMERICAN FORK, UT 84003-2432

Mortgage

Document Number	0000030777
Date	Mar 30, 2017
Instrument	30777

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 313 Harvard Cir was $1,839, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,660 (-45.22%)	$381,200 (-0.39%) Land $184,900 Building $196,300
2025	$1,839.00 (+0.05%)	$382,700 Land $184,900 Building $197,800	$382,700 Land $184,900 Building $197,800
2024	$1,838.00 (+9.73%)
2023	$1,675.00 (-2.9%)	$197,340	$358,800 Land $176,100 Building $182,700
2022	$1,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Harvard Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 313 Harvard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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