Broome County and Union Town property record for 313 Harding Ave, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,192 sqft · built 1950 |
| Lot Size | 0.313 acres (13,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2013) |
| Tax Bill | $6,904 (2026) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Dec 2021 Mortgage + 1 more |
| APN | 034689 141.66-3-6 |
| Primary APN | 034689 141.66-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Upper Floors Area | 1,056 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 13,635 sqft (0.313 acres) |
| Lot Dimensions | 101 ft deep x 135 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46000415410 |
|---|---|
| Street Address | 313 HARDING AVE |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | US-F |
| Legal Description | R1 0030H7111512X0000000 |
| Legal Subdivision | ENDICOTT LAND COMPANY SUB DIV PLOT #11 |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13201 |
313 Harding Ave is owned and occupied by an individual who bought it in September 2013.
Source: Broome County and Union Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOHN F LUPO |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2013 · Amount on File |
| Deed Sale | Sep 13, 2013 · Amount on File |
| Prior Sale | Jan 12, 2005 |
| Deed Document Number | 201332047 |
| Deed Book / Page | 2411 / 626 |
| Prior Transfer Date | Apr 6, 2005 |
| Prior Transfer Doc | 0021050020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004107/288 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 4107/288 |
| Instrument | 202200028021 |
| Name | JOHN F LUPO |
|---|---|
| Type | Private Party |
| Address | 1016 DEBONAIR DR, ENDWELL, NY 13760 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Document Number | 004057/464 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 4057/464 |
| Instrument | 202100035286 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 313 HARDING AVE, ENDICOTT, NY 13760-3213 |
| Document Number | 004057/446 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 4057/446 |
| Instrument | 202100035285 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2036 |
The 2026 property tax bill for 313 Harding Ave was $6,904 with exemptions applied, up 7.7% from the year before.
Source: Broome County and Union Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Union Town |
| Unified School District | Maine-Endwell Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,904.00 (+7.72%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $6,409.00 (+6.78%) Disabled Person's exemption Veteran's exemption | $6,950 Land $1,350 Building $5,600 | $250,000 Land $48,561 Building $201,439 |
| 2024 | $6,002.00 | ||
| 2023 | $6,950 Land $1,350 Building $5,600 | $200,867 Land $39,017 Building $161,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 313 Harding Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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