313 Gretten St, Gilbert, IA 50105 Property Records

Story County property record for 313 Gretten St, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,325 sqft · built 1973
Lot Size	0.25 acres (10,880 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,388 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-09-290-220`

Property Details

APN / Parcel Number

Primary APN	`05-09-290-220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
1st Floor Area	1,093 sqft
Basement Area	1,093 sqft
Finished Basement	715 sqft
Unfinished Basement	378 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1981
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 GRETTEN ST
City	GILBERT
State	IA
Zip	50105-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE VIEW 2ND ADD LOT:8 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	PRAIRIE VIEW 2ND ADD
Legal Lot Number	8
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1044
Census Tract	103

Owner

313 Gretten St is owner-occupied and held in a trust since November 2021.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	313 GRETTEN ST, GILBERT, IA 50105-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY FCU
Nov 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 1, 2021
Transfer Doc	0202114153
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 GRETTEN ST, GILBERT, IA 50105-1002
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012582
Date	Oct 23, 2020
Instrument	2020-12582

Lender

Name	RIVER VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2025

Interest

Rate Type	Fixed Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Nov 8, 2021
Property Address	313 GRETTEN ST, GILBERT, IA 50105-1002
Document Number	0202114153
Instrument Date	Nov 1, 2021
Instrument	2021-14153
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 GRETTEN ST, GILBERT, IA 50105-1002

Tax Assessment & Valuation

The 2025 property tax bill for 313 Gretten St was $4,388 with a homeowner's exemption, up 7.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (+7.08%) Homeowner's exemption	$276,900 Land $77,200 Building $199,700	$276,900 Land $77,200 Building $199,700
2024	$4,098.00
2023		$244,000 Land $67,300 Building $176,700	$244,000 Land $67,300 Building $176,700
2022	$3,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Gretten St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Gretten St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Colo Telephone Company, GigFire, Nextlink.

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