Kane County property record for 313 Gertrude St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,197 sqft · built 1888 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,592 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-132-006 |
| Primary APN | 06-23-132-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,197 sqft Living Area |
| Gross Area | 1,995 sqft |
| Basement Area | 798 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 313 GERTRUDE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J C & W H KIMBALLS 4TH ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | J C&W H KIMBALLS 4TH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 851600 |
313 Gertrude St is owned and occupied by an individual who acquired it in February 2020.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 GERTRUDE ST, ELGIN, IL 60123-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 |
| Deed Sale | Feb 11, 2020 |
| Prior Sale | May 13, 2013 · Amount on File |
| Deed Document Number | 20207719 |
| Prior Transfer Date | Jan 24, 2020 |
| Prior Transfer Doc | 0000007719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 17, 2020 |
| Property Address | 313 GERTRUDE ST, ELGIN, IL 60123-7401 |
| Document Number | 0000079125 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2020K079125 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56 S GROVE AVE, 56, ELGIN, IL 60120-6404 |
| Name | Verified Name |
|---|---|
| Address | 313 GERTRUDE ST, ELGIN, IL 60123-7401 |
| Investor | Possibly a Property Investor |
| Document Number | 0000079126 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020K079126 |
| Name | HABITAT FOR HUMANITY OF NORTH HERN |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 313 Gertrude St was $4,592 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,592.00 Homeowner's exemption | $68,199 (+8.57%) Land $18,999 Building $49,200 | $204,679 (+8.57%) Land $57,020 Building $147,659 |
| 2024 | $62,815 Land $17,499 Building $45,316 | $188,520 Land $52,518 Building $136,002 | |
| 2022 | $3,966.00 (+4.92%) Homeowner's exemption | $51,745 (+6.96%) Land $14,415 Building $37,330 | $155,235 (+6.96%) Land $43,245 Building $111,990 |
| 2021 | $3,780.00 Homeowner's exemption | $48,378 Land $13,477 Building $34,901 | $145,134 Land $40,431 Building $104,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Gertrude St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 Gertrude St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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