313 Gary St, Raleigh, NC 27606 Property Records

Wake County property record for 313 Gary St, Raleigh, NC 27606

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,050 sqft · built 1961
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2021)
Tax Bill	$2,380 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0784.14-23-9623 0039600`

Property Details

APN / Parcel Number

Primary APN	`0784.14-23-9623 0039600`
Alternative APNs	`003960001` `0039600`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Heated Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Garage Area	660 sqft
Porch	Porch
Porch Area	724 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0039600
Old Parcel Number	003960001
Street Address	313 GARY ST
City	RALEIGH
State	NC
Zip	27606-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LO4 MT VERNON PK SUB SE2
Legal Township	11
Legal Subdivision	MT VERNON PK SUB
Legal Lot Number	4
Jurisdiction	WAKE NC
Township / Civil Division	MEREDITH
Census Block Group	1
Census Block	1049
Census Tract	52401

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	313 GARY ST, RALEIGH, NC 27606-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit NORTH STATE BANK
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
Mar 15, 2018	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	0018769393
Deed Book / Page	18769 / 393
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	313 GARY ST, RALEIGH, NC 27606-1327
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W JONES ST 523, 523, RALEIGH, NC 27603-8068

Mortgage

Document Number	019439/115
Date	Sep 22, 2023
Book Page	19439/115

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Sep 15, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	313 GARY ST, RALEIGH, NC 27606-1327
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017802/403
Date	Mar 27, 2020
Book Page	17802/403

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 27, 2021
Property Address	313 GARY ST, RALEIGH, NC 27606-1327
Document Number	187690393
Book / Page	18769 / 393
Map Reference	MB 1960 PG 15
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1606 S LIVE OAK PKWY, 1606, WILMINGTON, NC 28403-6618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 GARY ST, RALEIGH, NC 27606-1327

Mortgage

Document Number	18769396
Date	Oct 27, 2021
Instrument	18769/396

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 15, 2018
Property Address	313 GARY ST, RALEIGH, NC 27606-1327
Document Number	170702251
Book / Page	017070 / 002251
Instrument Date	Mar 12, 2018
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	313 GARY ST RALEIGH NC 276061327, RALEIGH, NC 27606-1327

Mortgage

Document Number	170702254
Date	Mar 15, 2018
Book Page	017070/002254

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,380.00	$216,533 Land $96,000 Building $120,533	$216,533 Land $96,000 Building $120,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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