313 Garrison St, Summerville, SC 29486 Property Records

Berkeley County property record for 313 Garrison St, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	2,270 sqft · built 2018
Lot Size	0.12 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2023)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-07-02-065`

Property Details

APN / Parcel Number

Primary APN	`222-07-02-065`
Alternative APN	`222-00-00-051`

Interior

Building Area	2,270 sqft Finished Area
1st Floor Area	1,430 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,249 sqft (0.12 acres)
Garage Area	484 sqft
Porch	Slab
Porch Area	264 sqft

Location & Zoning

Street Address	313 GARRISON ST
City	SUMMERVILLE
State	SC
Zip	29486-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GOOSE CREE
Legal Description	LOT B E-7ST JAMES PARKPAR B PH 1B-2CARNES CROSSROADS
Legal Subdivision	ST JAMES PARK (CARNES CROSSROADS WEST)
Legal Block	B
Legal Lot Number	B E-7
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1160
Census Tract	20713

Owner

313 Garrison St is owned and occupied by two individuals who bought it in June 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed, Transfer
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 1, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE
May 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2017	Limited Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	202316916
Deed Book / Page	4576 / 599
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	2734/0307
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 8, 2023
Property Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Document Number	04576/0599
Book / Page	4576 / 599
Instrument Date	May 30, 2023
Instrument	2023016916
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Tax	$1,040.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	EXPERT TITLE & ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03966/0324
Date	Sep 10, 2021
Book Page	3966/324
Instrument	2021043168

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

May 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	May 1, 2018
Property Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Document Number	02734/0312
Book / Page	2734 / 0312
Map Reference	CAB S PG 299I
Instrument Date	Apr 30, 2018
Instrument	2018014290
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806

Mortgage

Document Number	2018014291
Date	May 1, 2018
Instrument	2018014291

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY SC
Recording Date	May 1, 2018
Property Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Document Number	2734/0307
Book / Page	002734 / 000307
Instrument Date	Apr 25, 2018
Instrument	14289
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.18
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

January 2017: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 4, 2017
Property Address	313 GARRISON ST, SUMMERVILLE, SC 29486-8806
Document Number	02362/0251
Book / Page	2362 / 0251
Map Reference	CAB S PG 299I
Instrument Date	Dec 16, 2016
Instrument	2017000338
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Tax	$954.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 WANDO PARK BLVD # 450, 450, MT PLEASANT, SC 29464-7902
Investor	Possibly a Property Investor

Mortgage

Document Number	2017000339
Date	Jan 4, 2017
Instrument	2017000339

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	2362/0260
Date	Jan 4, 2017
Book Page	2362/0260
Instrument	2017000339

Lender

Name	REGIONS BANK
Type	Bank
Address	HOUSTON, TX 77056

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 313 Garrison St was $1,894 with a homeowner's exemption, down 8.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Goose Creek City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,500 (+2,4%) Land $45,000 Building $384,500	$429,500 (-) Land $45,000 Building $384,500
2025	$1,894.00 (-8.81%)	$17,180 (-) Land $1,800 Building $15,380	$429,500 (-) Land $45,000 Building $384,500
2024	$2,077.00 Homeowner's exemption	$17,180 Land $1,800 Building $15,380	$429,500 Land $45,000 Building $384,500
2022	$1,932.00 Homeowner's exemption	$12,272 Land $1,600 Building $10,672	$306,800 Land $40,000 Building $266,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Garrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	271 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Garrison St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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