313 Garner Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 313 Garner Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 2006
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$322,500 (Aug 2025)
Tax Bill	$2,766 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403F040`

Property Details

APN / Parcel Number

Primary APN	`403F040`
Alternative APN	`6339795`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Garage Area	208 sqft
Porch	Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	313 GARNER DR
City	SALISBURY
State	NC
Zip	28146-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L241R .13AC
Legal Subdivision	GABLES AT KEPLEY FARMS PHASE 1B
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3069
Census Tract	50202

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 GARNER DR, SALISBURY, NC 28146-6322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Book / Page	1467 / 58
Prior Transfer Date	May 30, 2006
Prior Transfer Doc	0010680855
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	313 GARNER DR, SALISBURY, NC 28146-6322
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830293
Date	Sep 2, 2021
Book Page	1383/293

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 29, 2019
Property Address	313 GARNER DR, SALISBURY, NC 28146-6322
Document Number	0013330640
Book / Page	1333 / 0640
Map Reference	MB 9995 PG 5553
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 GARNER DR, SALISBURY, NC 28146-6322

Mortgage

Document Number	13330641
Date	Aug 29, 2019
Instrument	1333/0641

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,766.00	$231,329 (-) Land $34,000 Building $197,329	$231,329 (-) Land $34,000 Building $197,329
2023	$2,766.00	$231,329 Land $34,000 Building $197,329	$231,329 Land $34,000 Building $197,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKDALE DEVELOPMENT serves 81 people · EPA ID NC2013008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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