313 Gale St, Elgin, IL 60123 Property Records

Kane County property record for 313 Gale St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,428 sqft · built 1975
Lot Size0.185 acres (8,077 sqft)
Owner2 Individual Names on Record
Last Sale$168,000 (Nov 2002)
Tax Bill$5,692 (2025)
Flood ZoneZone X (minimal risk)
APN06-21-178-013

Property Details

APN / Parcel Number

Primary APN06-21-178-013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories5 Stories
Building Area1,428 sqft Living Area
Gross Area2,380 sqft
Basement Area952 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area8,077 sqft (0.185 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address313 GALE ST
CityELGIN
StateIL
Zip60123-6915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLEGE PARK UNIT 4 LOT 86
Legal SubdivisionCOLLEGE PARK
Legal Block2
Legal Lot Number86
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2019
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 GALE ST, ELGIN, IL 60123-6915
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2002 · Amount on Record
Deed SaleNov 8, 2002 · Amount on Record
Prior SaleMar 3, 1999 · Amount on Record
Deed Document Number2002144710
Prior Transfer DateFeb 27, 1997
Prior Transfer Doc0000036805
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,692.00 (+12.8%) Homeowner's exemption Disabled Person's exemption$84,612 (+8.57%) Land $21,976 Building $62,636$253,938 (+8.57%) Land $65,954 Building $187,983
2024$77,933 (+21.39%) Land $20,241 Building $57,692$233,893 (+21.44%) Land $60,747 Building $173,145
2022$5,046.00 (+4.71%) Homeowner's exemption$64,198 (+6.96%) Land $16,674 Building $47,524$192,594 (+6.96%) Land $50,022 Building $142,572
2021$4,819.00 Homeowner's exemption$60,021 Land $15,589 Building $44,432$180,063 Land $46,767 Building $133,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Gale St

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