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313 Front St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 313 Front St, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,900 sqft · built 1880
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jul 2011)
Tax Bill$12,845 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APN493001 129.05-2-60

Property Details

APN / Parcel Number

Primary APN493001 129.05-2-60
Alternative APNs
  • 300112900500020600000000
  • 00000000793

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,900 sqft Living Area
1st Floor Area2,476 sqft
2nd Floor Area2,312 sqft
Upper Floors Area112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area39,640 sqft (0.91 acres)
Lot Dimensions287 ft deep x 131 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area676 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000793
Street Address313 FRONT ST
CityOWEGO
StateNY
Zip13827-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block2
Legal Lot Number60.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2011
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Owego Central Historic District (Boundary Increase)
listed 1998 · 286 contributing resources · NRIS 98000353

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 FRONT ST, OWEGO, NY 13827-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2011 · Amount on Record
Deed SaleJul 22, 2011 · Amount on Record
Prior SaleMay 1, 1998 · Amount on Record
Deed Book / Page19059 / 2001
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Recording DateApr 30, 2026
Property Address313 FRONT ST, OWEGO, NY 13827-1603
Document Number202600001544
Instrument DateApr 16, 2026
Instrument20261544
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 FRONT ST, OWEGO, NY 13827-1603
InvestorPossibly a Property Investor

Mortgage

Document Number0000001544,
DateApr 30, 2026
Instrument20261544
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,845.00 (+0.9%)
2025$12,730.00 (+87.98%)$188,600 (-) Land $28,600 Building $160,000$360,957 (+3.35%) Land $54,737 Building $306,220
2023$188,600 Land $28,600 Building $160,000$349,259 Land $52,963 Building $296,296
2019$6,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Zeta Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empire Long Distance.

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