313 Forest Trail Dr, Berea, KY 40403 Property Records

Madison County property record for 313 Forest Trail Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Sep 2019)
Tax Bill$1,608 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0099-0015-0004

Property Details

APN / Parcel Number

Primary APN0099-0015-0004
Alternative APNs
  • 130381
  • 93234
  • 60177

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number60177
Street Address313 FOREST TRAIL DR
CityBEREA
StateKY
Zip40403-9690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODS VIEW LOT 4 PH 1
Legal SubdivisionWOODS VIEW
Legal Phase1
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1000
Census Tract11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address313 FOREST TRAIL DR, BEREA, KY 40403-9690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MORTGAGE CORP
Sep 24, 2019Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Deed Document Number2013999290
Deed Book / PageD00778 / 698
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address313 FOREST TRAIL DR, BEREA, KY 40403-9690
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2025/186
DateFeb 24, 2021
Book PageM2025/186
Instrument2014029969
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 24, 2019
Property Address313 FOREST TRAIL DR, BEREA, KY 40403-9690
Document NumberD00778/698
Book / PageD00778 / 698
Map ReferenceCAB 13 SL 169
Instrument DateSep 19, 2019
Instrument2013999290
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$162.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address344 LEWIS DR, RICHMOND, KY 40475-7700

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 FOREST TRAIL DR, BEREA, KY 40403-9690

Mortgage

Document Number2013999291
DateSep 24, 2019
Instrument2013999291
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,608.00 (-0.68%) Additional exemption filed$162,000 (-)$162,000 (-)
2023$1,619.00$162,000$162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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