313 Emily Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 313 Emily Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 780 sqft · built 1967
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Nov 2006)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Construction Loan
APN	`04-29-0-105-027`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-105-027`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	313 EMILY DR
City	O FALLON
State	IL
Zip	62269-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 7TH ADD LOT/SEC-119 A02014528
Legal Subdivision	FAIRWOOD EAST 7TH ADD
Legal Block	105
Legal Lot Number	119
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504351

Owner

313 Emily Dr is owned and occupied by an individual who bought it in November 2006.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	313 EMILY DR, O FALLON, IL 62269-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Sep 25, 2020	Deed of Trust, Construction Loan · Construction Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2006 · Amount on File
Deed Sale	Nov 30, 2006 · Amount on File
Deed Document Number	20062014528
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	313 EMILY DR, O FALLON, IL 62269-1302
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02765533
Date	Nov 9, 2022
Instrument	A02765533

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 25, 2020
Property Address	313 EMILY DR, O FALLON, IL 62269-1302
Document Number	00A2668665
Instrument Date	Sep 21, 2020
Instrument	2668665
Transaction Type	Construction Loan
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 EMILY DR O FALLON IL 622691302, O FALLON, IL 62269-1302

Mortgage

Document Number	00A2668665
Date	Sep 25, 2020
Instrument	2668665

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 313 Emily Dr was $5,766 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,766.00	$85,993 Land $15,235 Building $70,758	$257,979 Land $45,705 Building $212,274
2022		$64,010 Land $11,340 Building $52,670	$192,030 Land $34,020 Building $158,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 313 Emily Dr; there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Emily Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

Nearby Properties on Emily Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures