Cleveland County property record for 313 E Sumter St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,064 sqft · built 1938 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Company Name on File |
| Last Sale | $58,000 (Nov 2025) |
| Tax Bill | $516 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17271 |
| Primary APN | 17271 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,064 sqft Finished Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 432 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1293566 |
|---|---|
| Street Address | 313 E SUMTER ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-4646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GB2 |
| Legal Description | 313 SUMTER ST |
| Legal Subdivision | RESUBDIVISION OF THE J C BEAM |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 951000 |
Source: Cleveland County records · APN 17271
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 715 N CHURCH ST, 813, CHARLOTTE, NC 28202-2363 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage 24 HOUR CLOSING |
| Nov 07, 2025 | Warranty Deed, Transfer · Line of Credit LOAN MOUNTAIN INVESTMENTS SUB-REIT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Deed Document Number | 2025200120977 |
| Deed Book / Page | 1960 / 714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 313 E SUMTER ST, SHELBY, NC 28150-4646 |
| Document Number | 0200131002 |
| Book / Page | 1979 / 1202 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026200131002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | 24 HOUR CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 715 N CHURCH ST, 813, CHARLOTTE, NC 28202-2363 |
| Document Number | 0200131002, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 1979/1202 |
| Instrument | 2026200131002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 07, 2025 |
| Property Address | 313 E SUMTER ST, SHELBY, NC 28150-4646 |
| Document Number | 0019600714 |
| Book / Page | 1960 / 714 |
| Map Reference | MB 1 PG 77 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 200120977 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 WEAVER RD, KINGSTOWN, NC 28150-8808 |
| Name | Verified Name |
|---|---|
| Address | 715 N CHURCH ST UNIT 813, 813, CHARLOTTE, NC 28202-2363 |
| Document Number | 0200120978 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 200120978 |
| Name | LOAN MOUNTAIN INVESTMENTS SUB-REIT |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,895 (-) Land $6,095 Building $45,800 | $51,895 (-) Land $6,095 Building $45,800 | |
| 2025 | $516.00 | $51,895 (+29.23%) Land $6,095 Building $45,800 | $51,895 (+29.23%) Land $6,095 Building $45,800 |
| 2023 | $40,156 Land $15,900 Building $24,256 | $40,156 Land $15,900 Building $24,256 |
Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, Ripple Fiber, T-Mobile USA, Verizon.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SHELBY serves 23,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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