313 E Spring St, New Albany, IN 47150 Property Records

Floyd County property record for 313 E Spring St, New Albany, IN 47150

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,168 sqft · built 1919
Lot Size0.03 acres (1,307 sqft)
Owner2 Company Names on Record
Last Sale$460,000 (Nov 2021)
Tax Bill$2,887 (2025)
Deeds & MortgagesJun 2019 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-05-00-200-134.000-008

Property Details

APN / Parcel Number

Primary APN22-05-00-200-134.000-008
Alternative APN
  • 0087790054

Interior

Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area3,168 sqft Total Area
1st Floor Area3,168 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions60 ft deep x 22 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number0087790054
Street Address313 E SPRING ST
CityNEW ALBANY
StateIN
Zip47150-3424
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionP 93 W 22' L 26
Legal SubdivisionUPPER SPG STREET
JurisdictionFLOYD IN
Township / Civil DivisionNEW ALBANY
Census Block Group2
Census Block2014
Census Tract70500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the New Albany Downtown Historic District (Additional Documentation)
listed 1999 · 84 contributing resources · NRIS 99001074

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address313 E SPRING ST, NEW ALBANY, IN 47150-3424
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST HARRISON BANK
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
HOOSIER HILLS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleOct 8, 2013 · Amount on Record
Deed Document Number202118356
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IN
Property Address313 E SPRING ST, NEW ALBANY, IN 47150-3424
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201909056
DateJun 10, 2019
Instrument201909056
Lender
NameFIRST HARRISON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 30, 2039
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLOYD IN
Recording DateNov 12, 2021
Property Address313 E SPRING ST, NEW ALBANY, IN 47150-3424
Document Number0202118356
Map ReferencePL 93
Instrument DateNov 10, 2021
Instrument202118356
Transaction TypeTransfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 MAEVI DR, NEW ALBANY, IN 47150-4526

Mortgage

Document Number0202118357
DateNov 12, 2021
Instrument202118357
Lender
NameHOOSIER HILLS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 20, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFloyd County
County SubdivisionNew Albany Township
MunicipalityNew Albany City
Unified School DistrictNew Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,887.00 (+18.81%)$105,100 (+21.5%) Land $10,400 Building $94,700$105,100 (+21.5%) Land $10,400 Building $94,700
2024$2,430.00 (-4.93%)$86,500 (-1.93%) Land $10,400 Building $76,100$86,500 (-1.93%) Land $10,400 Building $76,100
2023$2,556.00 (+1.43%)$88,200 (-1.01%) Land $10,400 Building $77,800$88,200 (-1.01%) Land $10,400 Building $77,800
2022$2,520.00$89,100 Land $10,400 Building $78,700$89,100 Land $10,400 Building $78,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2011–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - S. INDIANA
private · serves 104,445 people · EPA ID IN5210005
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
BluegrassNet
Fixed Wireless
100 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
Community Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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