313 E Savidge St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 313 E Savidge St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1930
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Aug 2005)
Tax Bill	$4,225 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-451-014`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-451-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	207 ft deep x 85 ft wide
Garage Area	1,106 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 E SAVIDGE ST
City	SPRING LAKE
State	MI
Zip	49456-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	S 240 FT LOT 3 BLK 1 AS MEASURED FROM CEN LI OF SAVIDGE ST BARTHOLOMEW'S ADDITION
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	SAVIDGE ST BARTHOLOMEWS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 E SAVIDGE ST, SPRING LAKE, MI 49456-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Sep 11, 2017	Warranty Deed, Transfer · Construction Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2005 · Amount on Record
Deed Sale	Aug 22, 2005 · Amount on Record
Deed Book / Page	4953 / 752
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	313 E SAVIDGE ST, SPRING LAKE, MI 49456-1727
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210016228
Date	Mar 26, 2021
Instrument	2021-0016228

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 11, 2017
Property Address	313 E SAVIDGE ST, SPRING LAKE, MI 49456-1727
Document Number	20170033537
Map Reference	LB1 PG81
Instrument Date	Sep 1, 2017
Instrument	2017-0033537
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 E SAVIDGE ST, 313, SPRING LAKE, MI 49456-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6679 ROANOKE CT, LAS VEGAS, NV 89148-5753

Mortgage

Document Number	20170033538
Date	Sep 11, 2017
Instrument	2017-0033538

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,500 (+12.6%)	$311,000 (+12.6%)
2025	$4,225.00 (+16.26%)
2023		$138,100	$276,200
2022	$3,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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