313 E Prospect St, La Follette, TN 37766 Property Records

Campbell County property record for 313 E Prospect St, La Follette, TN 37766

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,682 sqft · built 1903
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (May 2026)
Tax Bill	$439 (2022)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2026 Sale & Line of Credit + 1 more
APN	`007085K D 05700`

Property Details

APN / Parcel Number

Primary APN	`007085K D 05700`
Alternative APNs	`081P D 00800 000` `085K D 05700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1955
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 E PROSPECT ST
City	LA FOLLETTE
State	TN
Zip	37766-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1 ; SUBDIVISION: BLK 285 LOT 16 ; LOT: 16 ; BLOCK: 285
Legal Subdivision	BLK 285 LOT 16
Legal Block	285
Legal Lot Number	16
Jurisdiction	CAMPBELL TN
Township / Civil Division	2
Census Block Group	1
Census Block	1030
Census Tract	950701

Owner

Source: Campbell County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 E PROSPECT ST, LA FOLLETTE, TN 37766-2449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE INC
Jan 5, 2026	Warranty Deed, Transfer · Line of Credit PEOPLES BANK OF THE SOUTH
Jun 18, 2018	Loan Modification, Mortgage · Conventional Mortgage PEOPLES BANK OF THE SOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jan 5, 2026 · Amount on Record
Deed Document Number	2026100007175
Deed Book / Page	639 / 741
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	May 28, 2026
Property Address	313 E PROSPECT ST, LA FOLLETTE, TN 37766-2449
Document Number	0100007175
Book / Page	639 / 741
Instrument Date	May 26, 2026
Instrument	2026100007175
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,445.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E PROSPECT ST, LA FOLLETTE, TN 37766-2449

Mortgage

Document Number	0100007176,
Date	May 28, 2026
Instrument	2026100007176

Lender

Name	LOAN SIMPLE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	Jan 5, 2026
Property Address	313 E PROSPECT ST, LA FOLLETTE, TN 37766-2449
Document Number	0000003962
Book / Page	622 / 137
Instrument Date	Jan 2, 2026
Instrument	100003962
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 FLAG STONE WAY, CLINTON, TN 37716-7219

Mortgage

Document Number	0000004070
Date	Jan 5, 2026
Instrument	100004070

Lender

Name	PEOPLES BANK OF THE SOUTH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAMPBELL TN
Property Address	313 E PROSPECT ST, LA FOLLETTE, TN 37766-2449
Document Number	0000002905
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002905
Date	Jun 19, 2018
Book Page	000128/000442
Instrument	2905

Lender

Name	PEOPLES BANK OF THE SOUTH
Address	106 W CENTRAL AVE, LA FOLLETTE, TN 37766-3569

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 18, 2020

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Campbell County
Municipality	La Follette City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,200 (-) Land $5,425 Building $23,775
2024		$29,200 (+119.14%) Land $5,425 Building $23,775	$116,800 (+119.14%) Land $21,700 Building $95,100
2022	$439.00	$13,325 Land $2,575 Building $10,750	$53,300 Land $10,300 Building $43,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFOLLETTE UTILITIES BOARD serves 27,984 people · EPA ID TN0000374
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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