313 E Main St, Stroud, OK 74079 Property Records

Lincoln County property record for 313 E Main St, Stroud, OK 74079 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1949
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on File
Tax Bill	$558 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18427`

Property Details

APN / Parcel Number

Primary APN	`18427`
Alternative APN	`6005-00-002-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Storm Shelter	Storm Shelter

Exterior

Year Built	Built 1949
Architectural Style	Traditional
Exterior Material	Asbestos
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,000 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	18427
Street Address	313 E MAIN ST
City	STROUD
State	OK
Zip	74079-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 2 LOTS 5-8 & TR BEG NE/C LOT 5 TH N-50' W-100 S-50' E-100' TO POB ALLEYS ADDN STROUD
Legal Range	06E
Legal Township	15N
Legal Section	27
Legal Subdivision	ALLEYS ADDN(27-15-6)
Legal Block	2
Legal Lot Number	5-8
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	4
Census Block	4022
Census Tract	961100

Owner

Source: Lincoln County records · APN 18427

Assessment roll updated October 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 E MAIN ST, STROUD, OK 74079-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Jul 01, 2022	Warranty Deed, Transfer
Sep 08, 2020	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Mar 06, 2020	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2022
Deed Sale	Jul 01, 2022
Prior Sale	Sep 08, 2020 · Amount on Record
Deed Document Number	0002476108
Deed Book / Page	2476 / 108
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	313 E MAIN ST, STROUD, OK 74079-4236
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002518/337
Date	Jul 05, 2023
Book Page	2518/337
Instrument	I-2023-004494

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 28, 2024

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jul 01, 2022
Property Address	313 E MAIN ST, STROUD, OK 74079-4236
Document Number	002476/108
Book / Page	2476 / 108
Instrument Date	Jul 01, 2022
Instrument	I-2022-005094
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840473 S 3530 RD, STROUD, OK 74079-3901

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Sep 08, 2020
Property Address	313 E MAIN ST, STROUD, OK 74079-4236
Document Number	002388/226
Book / Page	2388 / 226
Instrument Date	Sep 02, 2020
Instrument	5546
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	840473 S 3530 RD, STROUD, OK 74079-3901
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005547
Date	Sep 08, 2020
Instrument	5547

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 07, 2025

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Mar 06, 2020
Property Address	313 E MAIN ST, STROUD, OK 74079-4236
Document Number	002367/239
Book / Page	2367 / 239
Instrument Date	Feb 26, 2020
Instrument	1477
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 E AND ST, STROUD, OK 74079

Mortgage

Document Number	0000001478
Date	Mar 06, 2020
Instrument	1478

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated October 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (-1.76%)	$6,348 (+10.25%) Land $738 Building $5,610	$61,309 (+11.1%) Land $7,127 Building $54,182
2024	$568.00 (+22.15%)	$5,758 (+5%) Land $784 Building $4,974
2022	$465.00	$5,484 Land $705 Building $4,779	$55,183 Land $7,127 Building $48,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (40081C), updated September 20, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Uniti Group	Fiber	2,000 / 2,000
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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