313 E Elm St, Stilwell, OK 74960 Property Records

Adair County property record for 313 E Elm St, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,019 sqft · built 1950
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$23,500 (Mar 2025)
Tax Bill	$182 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10681`

Property Details

APN / Parcel Number

Primary APN	`10681`
Alternative APN	`0120-00-018-012-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,019 sqft Living Area
Gross Area	616 sqft
1st Floor Area	616 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	403 sqft
Carport	Carport
Carport Area	403 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	10681
Street Address	313 E ELM ST
City	STILWELL
State	OK
Zip	74960-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 - BLK 18 FAIRVIEW
Legal Subdivision	FAIRVIEW
Legal Block	18
Legal Lot Number	12
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	3
Census Block	3089
Census Tract	376900

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 E LOCUST ST, STILWELL, OK 74960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
May 30, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 17, 2025	Affidavit of Death of Joint Tenant, Transfer
Mar 17, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Nov 29, 1995 · Amount on Record
Deed Document Number	2025754
Deed Book / Page	632 / 581
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	313 E ELM ST, STILWELL, OK 74960-4419
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E ELM ST, STILWELL, OK 74960-4419
Investor	Possibly a Property Investor

Mortgage

Document Number	000591/464
Date	Feb 23, 2022
Book Page	591/464
Instrument	I-2022-000602

Lender

Name	ARVEST BANK
Type	Bank
Address	TAHLEQUAH, OK 74464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	313 E ELM ST, STILWELL, OK 74960-4419
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82072 S 4753 RD, STILWELL, OK 74960-2913

Mortgage

Document Number	000635/925
Date	May 30, 2025
Book Page	635/925
Instrument	I-2025-001586

Lender

Name	ARVEST BANK
Type	Bank
Address	1720 S MUSKOGEE AVE, TAHLEQUAH, OK 74464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Nov 8, 2025

Interest

Change Frequency	Monthly

March 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ADAIR OK
Recording Date	Mar 17, 2025
Property Address	313 E ELM ST, STILWELL, OK 74960-4419
Document Number	000632/578
Book / Page	632 / 578
Instrument Date	Mar 13, 2025
Instrument	I-2025-000753
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Mar 17, 2025
Property Address	313 E ELM ST, STILWELL, OK 74960-4419
Document Number	000632/581
Book / Page	632 / 581
Instrument Date	Dec 16, 2024
Instrument	I-2025-000754
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$35.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E ELM ST, STILWELL, OK 74960-4419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Municipality	Stilwell City
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,820 (-19.64%) Land $408 Building $2,412	$23,500 (-31.49%) Land $3,400 Building $20,100
2025	$182.00 (+4%) Homeowner's exemption	$3,509 (+3.02%) Land $600 Building $2,909	$34,300 (+20.83%) Land $5,000 Building $29,300
2024	$175.00 Homeowner's exemption	$3,406 (-) Land $600 Building $2,806	$28,386 (-) Land $5,000 Building $23,386
2023	$175.00 Homeowner's exemption	$3,406 Land $600 Building $2,806	$28,386 Land $5,000 Building $23,386

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
OzarksGo Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures