313 E Delta St, Hancock, IA 51536 Property Records

Pottawattamie County property record for 313 E Delta St, Hancock, IA 51536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2002
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Apr 2021)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7639 08 379 002`

Property Details

APN / Parcel Number

Primary APN	`7639 08 379 002`
Alternative APN	`078 100 056 023662 001 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Base Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 10 ft wide
Garage Area	280 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	313 E DELTA ST
City	HANCOCK
State	IA
Zip	51536-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANCOCK TOWN-WILLIAMS 2ND LTS 6 & 7 & E1/2 LT 8 BLK 2
Legal Subdivision	WILLIAMS 2ND ADDITION HANCOCK
Legal Block	2
Legal Lot Number	6,7,8
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	VALLEY
Census Block Group	2
Census Block	2084
Census Tract	21701

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 E DELTA ST, HANCOCK, IA 51536-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 15, 2022	Intrafamily Transfer, Transfer
May 18, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage AUSTIN CAPITAL BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Book / Page	2021 / 5921
Last Transfer Date	Aug 29, 2022
Transfer Doc	0000012132
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	313 E DELTA ST, HANCOCK, IA 51536-3021
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E DELTA ST, HANCOCK, IA 51536-3021

Mortgage

Document Number	0000014736
Date	Nov 3, 2022
Instrument	2022-14736

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jul 15, 2022
Property Address	313 E DELTA ST, HANCOCK, IA 51536-3021
Document Number	0000010188
Instrument Date	Jul 7, 2022
Instrument	2022-10188
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 N HIGHWAY ST, 520, OAKLAND, IA 51560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E DELTA ST, HANCOCK, IA 51536-3021

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	May 18, 2022
Property Address	313 E DELTA ST, HANCOCK, IA 51536-3021
Document Number	0000007097
Book / Page	2022 / 7097
Instrument Date	May 17, 2022
Instrument	2022-07097
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 N HIGHWAY ST, 520, OAKLAND, IA 51560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E DELTA ST, HANCOCK, IA 51536-3021

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Apr 21, 2021
Property Address	313 E DELTA ST, HANCOCK, IA 51536-3021
Document Number	2021
Book / Page	2021 / 5921
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 E DELTA ST, HANCOCK, IA 51536-3021

Mortgage

Document Number	20215923
Date	Apr 21, 2021
Instrument	2021/5923

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Hancock City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,400 (-) Land $15,100 Building $104,300	$119,400 (-) Land $15,100 Building $104,300
2025	$1,590.00 (-22.93%)	$119,400 (+14.59%) Land $15,100 Building $104,300	$119,400 (+14.59%) Land $15,100 Building $104,300
2023		$104,200 Land $10,500 Building $93,700	$104,200 Land $10,500 Building $93,700
2021	$2,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANCOCK WATER SUPPLY serves 200 people · EPA ID IA7833025
Water Source	Purchased groundwater from OAKLAND MUNIC WATER UTILITY
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Delta St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures