Cecil County property record for 313 E Cecil Ave, North East, MD 21901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,010 sqft · built 1941 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2026) |
| Tax Bill | $2,490 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-015065 |
| Primary APN | 05-015065 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,010 sqft Total Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Built-in |
| Garage Area | 852 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015065 |
|---|---|
| Street Address | 313 E CECIL AVE |
| City | NORTH EAST |
| State | MD |
| Zip | 21901-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | .172 ACRE 313 EAST CECIL AVENUE E OF NORTH EAST |
| Legal Subdivision | E OF NORTH EAST |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 30903 |
313 E Cecil Ave is owned and occupied by two individuals who bought it in June 2026.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 E CECIL AVE, NORTH EAST, MD 21901-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY |
| May 21, 2020 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | May 21, 2020 · Amount on File |
| Deed Book / Page | 5797 / 445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 8, 2026 |
| Property Address | 313 E CECIL AVE, NORTH EAST, MD 21901-4011 |
| Document Number | 5797000445 |
| Book / Page | 5797 / 445 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | TERRAPIN TITLE, TERRAIN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 E CECIL AVE, NORTH EAST, MD 21901-4011 |
| Document Number | 5797000454, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 5797/454 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 21, 2020 |
| Property Address | 313 E CECIL AVE, NORTH EAST, MD 21901-4011 |
| Document Number | 0046020408 |
| Book / Page | 4602 / 408 |
| Map Reference | LB 3023 FO 165 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 E CECIL AVE, NORTH EAST, MD 21901-4011 |
| Document Number | 0004602415 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 4602/415 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 313 E Cecil Ave was $2,490, up 5.4% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,490.00 (+5.37%) | $229,700 (+6.36%) Land $54,000 Building $175,700 | $229,700 (-) Land $54,000 Building $175,700 |
| 2025 | $2,363.00 | $215,967 | $229,700 Land $54,000 Building $175,700 |
| 2023 | $1,381.00 | $188,500 Land $54,000 Building $134,500 | $188,500 Land $54,000 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 E Cecil Ave in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 62 (1978–2024) |
| Claims Outside the SFHA | 18 of 62 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 E Cecil Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH EAST serves 8,600 people · EPA ID MD0070016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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