313 E 5th St, Huxley, IA 50124 Property Records

Story County property record for 313 E 5th St, Huxley, IA 50124

Property Summary

Property Type	Duplex
Details	6 bd · 5 ba · 2,991 sqft · built 2002
Lot Size	0.317 acres (13,829 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2022)
Tax Bill	$6,266 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-425-390`

Property Details

APN / Parcel Number

Primary APN	`13-23-425-390`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,991 sqft Total Area
1st Floor Area	1,091 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,829 sqft (0.317 acres)
Lot Dimensions	136 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	21 sqft
Patio Area	87 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 E 5TH ST
City	HUXLEY
State	IA
Zip	50124-9465
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SECTION:23 TOWNSHIP:82 RANGE:24 PARCEL F LOT 2 NE SE SLIDE 89 PG 2 HUXLEY
Legal Range	24W
Legal Township	82N
Legal Section	23
Legal Subdivision	HUXLEY
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	2
Census Block	2054
Census Tract	10101

Owner

313 E 5th St, a duplex, is owned by an individual who bought it in October 2022.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	987 230TH ST, OGDEN, IA 50212-7527
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Deed Document Number	20229771
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 E 5TH ST, HUXLEY, IA 50124-9465
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209772
Date	Oct 5, 2022
Instrument	2022-09772

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

The 2025 property tax bill for 313 E 5th St was $6,266, down 7.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,266.00 (-7.44%)	$375,300 Land $87,200 Building $288,100	$375,300 Land $87,200 Building $288,100
2024	$6,770.00
2023		$384,700 (+21.59%) Land $82,200 Building $302,500	$384,700 Land $82,200 Building $302,500
2022	$6,504.00 (-0.4%)	$316,400 Land $63,300 Building $253,100
2021	$6,530.00		$316,400 Land $63,300 Building $253,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 313 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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