313 E 4th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 313 E 4th St, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$3,639 (2025)
Deeds & MortgagesFeb 2018 Sale & Mortgage
May 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN1127154024

Property Details

APN / Parcel Number

Primary APN1127154024
Alternative APN
  • 92907

Exterior

Lot Area12,197 sqft (0.28 acres)
Lot Dimensions186 ft deep x 65 ft wide

Location & Zoning

Account Number92907
Street Address313 E 4TH ST
CityROCK FALLS
StateIL
Zip61071-1348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODWORTHS SUB LOT 15 BLK G 206100X
Legal SubdivisionWOODWORTHS SUBDIVISION
Legal BlockG
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group1
Census Block1031
Census Tract1500

Owner

Source: Whiteside County assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 E 4TH ST, ROCK FALLS, IL 61071-1348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2018Warranty Deed, Transfer · Conventional with PMI
US BK
May 17, 2017Trustee's Deed, Construction Loan · Construction Mortgage
STERLING BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateFeb 27, 2018
Property Address313 E 4TH ST, ROCK FALLS, IL 61071-1348
Document Number0000000983
Instrument DateFeb 26, 2018
Instrument983
Transaction TypeTransfer
Record UpdatedMar 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 E 4TH ST ROCK FALLS IL 610711348, ROCK FALLS, IL 61071-1348

Mortgage

Document Number984
DateFeb 27, 2018
Instrument984
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 26, 2048
Interest
Rate4.37%

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateMay 17, 2017
Property Address313 E 4TH ST, ROCK FALLS, IL 61071-1348
Instrument DateMay 12, 2017
Instrument2759
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address313 E 4TH ST ROCK FALLS IL 610711348, ROCK FALLS, IL 61071-1348

Mortgage

Document Number0000002759
DateMay 17, 2017
Instrument2759
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 16, 2018

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00$39,136 Land $5,191 Building $33,945
2024$117,408 Land $15,573 Building $101,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Air Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: JAB Wireless.

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