313 E 3rd St, Lake Park, IA 51347 Property Records

Dickinson County property record for 313 E 3rd St, Lake Park, IA 51347

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,248 sqft · built 1940
Lot Size0.309 acres (13,460 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (May 2026)
Tax Bill$1,496 (2026)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN0127202002

Property Details

APN / Parcel Number

Primary APN0127202002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area416 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialShingles
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions140 ft deep x 96 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area152 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address313 E 3RD ST
CityLAKE PARK
StateIA
Zip51347-7753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE PARK SINDT'S REPLAT LOTS 9 & 15 STOLTENBERGSLOT 10
Legal SubdivisionSINDTS REPLAT OF STOLTENBERGS
Legal Lot Number9,15
JurisdictionDICKINSON IA
Township / Civil DivisionSILVER LAKE
Census Block Group2
Census Block2049
Census Tract450200

Owner

313 E 3rd St is owned and occupied by an individual who bought it in May 2026.

Source: Dickinson County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address313 E 3RD ST, LAKE PARK, IA 51347-7753
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK
May 12, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 15, 2023Deed of Trust, Mortgage · Line of Credit
NORTHWEST BANK
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
SAVINGS BANK
Aug 2, 2018Warranty Deed, Transfer
MIDWEST FAMILY LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2026 · Amount on File
Deed SaleMay 12, 2026 · Amount on File
Prior SaleSep 15, 2023 · Amount on File
Deed Document Number20262019
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKINSON IA
Recording DateMay 21, 2026
Property Address313 E 3RD ST, LAKE PARK, IA 51347-7753
Document Number0000002238
Instrument DateMay 12, 2026
Instrument20262238
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 SIOUX AVE, RAPID CITY, SD 57701-3938

Mortgage

Document Number0000002238,
DateMay 21, 2026
Instrument20262238
Lender
NameNORTHWEST BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKINSON IA
Recording DateMay 12, 2026
Property Address313 E 3RD ST, LAKE PARK, IA 51347-7753
Document Number0000002019
Instrument DateMay 10, 2026
Instrument2026.2019
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$31,592.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 E 3RD ST, LAKE PARK, IA 51347-7753

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKINSON IA
Property Address313 E 3RD ST, LAKE PARK, IA 51347-7753
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002304337
DateSep 15, 2023
Instrument23-04337
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKINSON IA
Property Address313 E 3RD ST, LAKE PARK, IA 51347-7753
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002202269
DateApr 20, 2022
Instrument22-02269
Lender
NameSAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 30, 2032
Interest
Rate TypeFixed Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKINSON IA
Recording DateAug 2, 2018
Property Address313 E 3RD ST, LAKE PARK, IA 51347-7753
Document Number00001804063
Instrument DateJul 19, 2018
Instrument000018-04063
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 E 3RD ST, LAKE PARK, IA 51347-7753

Mortgage

Document Number00001804064
DateAug 2, 2018
Instrument000018-04064
Lender
NameMIDWEST FAMILY LENDING
Agreement
AmountAmount on Record
Term353 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 313 E 3rd St was $1,496 with a homeowner's exemption.

Source: Dickinson County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDickinson County
MunicipalityLake Park City
Unified School DistrictHarris-Lake Park Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,496.00$135,800 (-) Land $11,800 Building $124,000$135,800 (-) Land $11,800 Building $124,000
2025$1,496.00 (+3.03%) Homeowner's exemption$135,800 Land $11,800 Building $124,000$135,800 Land $11,800 Building $124,000
2024$1,452.00
2023$118,900 Land $9,900 Building $109,000$118,900 Land $9,900 Building $109,000
2022$1,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE PARK MUNICIPAL UTILITIES
serves 1,167 people · EPA ID IA3045046
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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