313 E 3rd St, Benton City, WA 99320 Property Records

Benton County property record for 313 E 3rd St, Benton City, WA 99320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,603 sqft · built 1994
Lot Size	0.379 acres (16,548 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,920 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage + 3 more
APN	`118974011990002`

Property Details

APN / Parcel Number

Primary APN	`118974011990002`
Alternative APN	`47927`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,086 sqft
1st Floor Area	1,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	16,548 sqft (0.379 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	378 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	313 E 3RD ST
City	BENTON CITY
State	WA
Zip	99320-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORT PLAT #1990, LOT 2 SUBJECT TO EASMENTS AND RESTRICTIONS OF RECORD DISSOLUTION OF DRAINAGE IMPROVEMENT DISTRICT 4 SUB A E
Legal Subdivision	SHORT PLAT
Legal Lot Number	2
Jurisdiction	BENTON WA
Township / Civil Division	BENTON CITY
Census Block Group	2
Census Block	2002
Census Tract	11900

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 E 3RD ST, BENTON CITY, WA 99320-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	313 E 3RD ST, BENTON CITY, WA 99320-9809
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031660
Date	Jul 6, 2021
Instrument	2021-031660

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	313 E 3RD ST, BENTON CITY, WA 99320-9809
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020983
Date	May 3, 2021
Instrument	2021-020983

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2050

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	313 E 3RD ST, BENTON CITY, WA 99320-9809
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026160
Date	Dec 15, 2023
Instrument	2023-026160

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	313 E 3RD ST, BENTON CITY, WA 99320-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018163
Date	May 29, 2020
Instrument	2020-018163

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	313 E 3RD ST, BENTON CITY, WA 99320-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022517
Date	Jun 29, 2020
Instrument	2020-022517

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	Benton City
Unified School District	Kiona-Benton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,920.00	$346,030 (+18.14%) Land $50,000 Building $296,030	$346,030 (+18.14%) Land $50,000 Building $296,030
2022		$292,900 Land $50,000 Building $242,900	$292,900 Land $50,000 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	19 (1980–2025)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON CITY WATER serves 5,626 people · EPA ID WA5305800
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20

May also be available: Advanced High Speed Internet.

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