313 Duff Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 313 Duff Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,371 sqft · built 2005
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on File
Last Sale	$396,200 (Apr 2005)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-22-27-3126-00-620`

Property Details

APN / Parcel Number

Primary APN	`35-22-27-3126-00-620`
Alternative APNs	`272235312600620` `129450` `130232` `131612`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,371 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	2,640 sqft
Attic	Attic
Attic Area	72 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,625 sqft (0.244 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	313 DUFF DR
City	WINTER GARDEN
State	FL
Zip	34787-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GLYNWOOD - PHASE 2 56/72 LOT 62
Legal Range	27E
Legal Township	22S
Legal Section	35
Legal Subdivision	GLYNWOOD PH 2
Legal Phase	2
Legal Tract	3126
Legal Lot Number	62
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1034
Census Tract	17118

Owner

Source: Orange County records · APN 35-22-27-3126-00-620

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	313 DUFF DR, WINTER GARDEN, FL 34787-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2005 · Amount on Record
Deed Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	2005252720
Deed Book / Page	7919 / 4852
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	313 DUFF DR, WINTER GARDEN, FL 34787-5004
Document Number	0000241968
Instrument Date	Apr 06, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 DUFF DR WINTER GARDEN FL 347875004, WINTER GARDEN, FL 34787-5004

Mortgage

Document Number	0000241968
Date	Apr 24, 2018
Instrument	241968

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,186 (+2.7%)	$678,420 (-1.21%) Land $170,000 Building $508,420
2025	$5,069.00 (+5.25%) Homeowner's exemption	$351,690 (+5.99%)	$686,710 (+9.85%) Land $170,000 Building $516,710
2024	$4,816.00 (+3.7%)
2023	$4,644.00 (+3.04%) Homeowner's exemption	$331,823 (+3%)	$625,141 (+25.73%) Land $170,000 Building $455,141
2022	$4,507.00 Homeowner's exemption	$322,158	$497,204 Land $150,000 Building $347,204

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 186 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.