313 Division St, Ionia, MI 48846 Property Records

Ionia County property record for 313 Division St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,095 sqft · built 1920
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 2018)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20306000009000`

Property Details

APN / Parcel Number

Primary APN	`20306000009000`
Alternative APN	`34-203-060-000-090-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
1st Floor Area	1,744 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	117 ft deep x 92 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	313 DIVISION ST
City	IONIA
State	MI
Zip	48846-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	CITY OF IONIA BURHANS ADDITION LOT 18 & S 16FT OF LOT 17
Legal Subdivision	CITY OF IONIA BURHANS ADD
Legal Lot Number	17-18
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3006
Census Tract	31700

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 DIVISION ST, IONIA, MI 48846-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Jul 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Book / Page	651 / 1081
Prior Transfer Date	Jul 21, 2009
Prior Transfer Doc	613/6914
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	313 DIVISION ST, IONIA, MI 48846-1703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000001083
Date	Jul 17, 2018
Book Page	0000000651/0000001083

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Jul 17, 2018
Property Address	313 DIVISION ST, IONIA, MI 48846-1703
Document Number	651/1081
Book / Page	651 / 1081
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3083 NICKLEPLATE RD, IONIA, MI 48846-9638

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,100 (+10.78%) Land $13,200 Building $100,900	$228,200 (+10.78%) Land $26,400 Building $201,800
2025	$2,873.00 Homeowner's exemption	$103,000 (+28.59%) Land $12,400 Building $90,600	$206,000 (+28.59%) Land $24,800 Building $181,200
2023		$80,100 Land $9,100 Building $71,000	$160,200 Land $18,200 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

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