313 Divine St, Richmond, KY 40475 Property Records

Madison County property record for 313 Divine St, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$239,500 (Jan 2020)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`0094-001C-0075`

Property Details

APN / Parcel Number

Primary APN	`0094-001C-0075`
Alternative APNs	`134994` `97791` `64950`

Location & Zoning

Account Number	64950
Street Address	313 DIVINE ST
City	RICHMOND
State	KY
Zip	40475-5625
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	DOVES LANDING LOT 75 PH 1
Legal Phase	1
Legal Lot Number	75
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1020
Census Tract	11001

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	313 DIVINE ST, RICHMOND, KY 40475-5625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Sep 5, 2019	Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	2014005152
Deed Book / Page	D00783 / 183
Record Updated	Jun 8, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 9, 2020
Property Address	313 DIVINE ST, RICHMOND, KY 40475-5625
Document Number	D00783/183
Book / Page	D00783 / 183
Map Reference	CAB 28 SL 211
Instrument Date	Dec 27, 2019
Instrument	2014005152
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	313 DIVINS CT, RICHMOND, KY 40475

Mortgage

Document Number	2014005153
Date	Jan 9, 2020
Instrument	2014005153

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 5, 2019
Property Address	313 DIVINE ST, RICHMOND, KY 40475-5625
Document Number	D00778/108
Book / Page	D00778 / 108
Map Reference	CAB 28 SL 211
Instrument Date	Sep 5, 2019
Instrument	2013998293
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1866, RICHMOND, KY 40476-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OLD LANDING RD, IRVINE, KY 40336-8167

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00 (-2.8%) Additional exemption filed	$239,500 (-)	$239,500 (-)
2023	$2,323.00	$239,500	$239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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