313 Denson St, Bedford, IN 47421 Property Records

Lawrence County property record for 313 Denson St, Bedford, IN 47421

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,608 sqft · built 2007
Lot Size9.79 acres (426,452 sqft)
Owner2 Individual Names on File
Tax Bill$2,211 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone A (high risk)
APN0800263802P4W

Property Details

APN / Parcel Number

Primary APN0800263802P4W
Alternative APNs
  • 47-06-04-100-076.002-009
  • 01207140050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,608 sqft Living Area
1st Floor Area1,608 sqft
Basement Area1,608 sqft
Unfinished Basement1,608 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialAsphalt
Lot Area426,452 sqft (9.79 acres)
TerrainRolling
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number01207140050
Street Address313 DENSON ST
CityBEDFORD
StateIN
Zip47421-8758
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSEC 4 TWP 5 R1W 9.79A CENT PT NE
Legal Range1W
Legal Township5
Legal Section4
JurisdictionLAWRENCE IN
Township / Civil DivisionSHAWSWICK
Census Block Group4
Census Block4005
Census Tract950500

Owner

313 Denson St, a rural home, is owned and occupied by two individuals.

Source: Lawrence County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address313 DENSON ST, BEDFORD, IN 47421-8758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE IN
Property Address313 DENSON ST, BEDFORD, IN 47421-8758
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020008759
DateDec 31, 2020
Instrument2020008759
Lender
NamePEOPLES STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 313 Denson St was $2,211 with a homeowner's exemption, down 7% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLawrence County
County SubdivisionShawswick Township
Unified School DistrictNorth Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,211.00 (-6.98%) Homeowner's exemption$297,000 Land $26,300 Building $270,700$297,000 Land $26,300 Building $270,700
2024$2,377.00 (+6.12%)
2023$2,240.00 (+2.8%)$254,900 (+7.37%) Land $24,200 Building $230,700$254,900 (+7.37%) Land $24,200 Building $230,700
2022$2,179.00$237,400 Land $22,100 Building $215,300$237,400 Land $22,100 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Denson St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Denson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOOLITIC WATER WORKS
serves 1,315 people · EPA ID IN5247005
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Haloacetic acids
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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