313 Cottage St, Olivet, MI 49076 Property Records

Eaton County property record for 313 Cottage St, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 1900
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$214,500 (Mar 2025)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`60004060190000`

Property Details

APN / Parcel Number

Primary APN	`60004060190000`

Interior

Full Baths	2 Baths
Building Area	1,544 sqft Living Area
1st Floor Area	882 sqft
Basement Area	882 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	230 ft deep x 82.5 ft wide
Garage Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 COTTAGE ST
City	OLIVET
State	MI
Zip	49076-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 190. ASSESSORS PLAT NO. THREE, CITY OF OLIVET
Legal Subdivision	ASSESSORS PLAT #3 CITY OF OLIVET
Legal Lot Number	190
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 COTTAGE ST, OLIVET, MI 49076-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Book / Page	3130 / 337
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	2279/0458
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 9, 2024
Property Address	313 COTTAGE ST, OLIVET, MI 49076-8704
Document Number	03090/1184
Book / Page	3090 / 1184
Map Reference	LB 2 PG 55
Instrument Date	Apr 19, 2024
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	CEDAR TITLE AGENCY LLC, RED CEDAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 COTTAGE ST, OLIVET, MI 49076-8704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COTTAGE ST, OLIVET, MI 49076-8704

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (+11.16%)	$227,505 (-) Land $44,517 Building $182,988
2025	$5,385.00 (+171.42%) Homeowner's exemption	$113,800 (+86.24%)	$227,505 (+86.17%) Land $44,517 Building $182,988
2024	$1,984.00 (+11.77%)
2023		$61,103	$122,206
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20