Champaign County property record for 313 Cottage Ct, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,608 sqft · built 1918 |
| Lot Size | 0.206 acres (8,974 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,000 (Mar 2022) |
| Tax Bill | $9,876 (2024) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-20-12-459-009 |
| Primary APN | 42-20-12-459-009 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Units | 12 Units |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Building Perimeter |
| 1st Floor Area | 1,608 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 8,974 sqft (0.206 acres) |
| Garage Type | Detached |
| Heating System | Central |
|---|
| Street Address | 313 COTTAGE CT |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820-4809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 JOHNSONS REPLAT, REPLAT OF LOT 1, AND LOT 9 BLK 17, FARNHAM, CLARK AND WHITES ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 12 |
| Legal Subdivision | FARNHAM, CLARK AND WHITES ADD |
| Legal Block | 17 |
| Legal Lot Number | 9,1 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 11002 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 402 COPPERHILL DR, MAHOMET, IL 61853-3667 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA |
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA |
| Mar 14, 2022 | Special Warranty Deed, Transfer · Line of Credit IROQUOIS FSLA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2012 · Amount on Record |
| Deed Document Number | 20224688 |
| Prior Transfer Date | Aug 4, 2004 |
| Prior Transfer Doc | 0000025198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 313 COTTAGE CT, CHAMPAIGN, IL 61820-4809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007002 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 2025R07002 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 313 COTTAGE CT, CHAMPAIGN, IL 61820-4809 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000014984 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025R14984 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 113 Months |
| Due | Mar 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 14, 2022 |
| Property Address | 313 COTTAGE CT, CHAMPAIGN, IL 61820-4809 |
| Document Number | 0000004688 |
| Map Reference | PL 26 PG 149 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022R04688 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | ALLIED CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 COPPERHILL DR, MAHOMET, IL 61853-3667 |
| Document Number | 0000004689 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022R04689 |
| Name | IROQUOIS FSLA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2051 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,080 (+12.2%) Land $35,150 Building $91,930 | $381,240 (+12.2%) Land $105,450 Building $275,790 | |
| 2024 | $9,876.00 (+6.18%) | $113,260 (+19.02%) Land $31,330 Building $81,930 | $339,780 (+19.02%) Land $93,990 Building $245,790 |
| 2023 | $9,301.00 (+6.3%) | ||
| 2022 | $8,750.00 | $95,160 Land $26,320 Building $68,840 | $285,480 Land $78,960 Building $206,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, T-Mobile, Volo.net Internet+Tech.
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