313 Cortland St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 313 Cortland St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1948
Lot Size	0.279 acres (12,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (May 2018)
Tax Bill	$3,820 (2026)
Deeds & Mortgages	Apr 2021 Transfer Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03300 P:0040`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03300 P:0040`
Alternative APN	`33000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	950 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	12,171 sqft (0.279 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	33000040
Street Address	313 CORTLAND ST
City	SPRINGFIELD
State	MA
Zip	01109-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1013
Census Tract	801401

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WAY FINDERS INC
May 16, 2018	Quit Claim Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Book / Page	22174 / 565
Last Transfer Date	Apr 20, 2021
Transfer Doc	23853-507
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 30, 2021
Property Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432
Document Number	23853-507
Book / Page	23853 / 507
Instrument Date	Apr 20, 2021
Instrument	29254
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432
Document Number	22391-379
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CORTLAND ST SPRINGFIELD MA 011092432, SPRINGFIELD, MA 01109-2432

Mortgage

Document Number	22391-379
Date	Oct 5, 2018
Book Page	022391/000379
Instrument	60096

Lender

Name	WAY FINDERS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 16, 2018
Property Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432
Document Number	22174-565
Book / Page	22174 / 565
Instrument	26613
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CORTLAND ST, SPRINGFIELD, MA 01109-2432

Mortgage

Document Number	221740567
Date	May 16, 2018
Instrument	22174/0567

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,820.00 (-1.65%)	$247,100 (-0.24%) Land $46,700 Building $200,400	$271,220 (+20.72%)
2025	$3,884.00 (-8.48%)	$247,700 (-0.48%) Land $42,400 Building $205,300	$224,675 (+1.81%)
2024			$220,685
2023	$4,244.00	$248,900 Land $32,100 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

313 Cortland St, Springfield, MA 01109 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cortland St

Nearby Streets

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