Madison County property record for 313 Cook St, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,048 sqft · built 1950 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on File |
| Last Sale | $42,000 (Sep 2013) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Jan 2020 Loan Modification + 2 more |
| APN | 09-2-22-09-10-101-025 |
| Primary APN | 09-2-22-09-10-101-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 300 ft deep x 73 ft wide |
| Garage Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 313 COOK ST |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOKS ADD LOT PT 12 50X300 |
| Legal Subdivision | COOKS ADDN |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 403531 |
313 Cook St is owned by a company that bought it in September 2013 and is owner-occupied.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 94, TROY, IL 62294-0094 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jan 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage FCB BK |
| Jan 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage FCB BANKS |
| Sep 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage FCB BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on File |
| Deed Sale | Sep 26, 2013 · Amount on File |
| Deed Document Number | 201341578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 313 COOK ST, TROY, IL 62294-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034603 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018R34603 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 313 COOK ST, TROY, IL 62294-1831 |
| Document Number | 0000004991 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 94 TROY IL 622940094, TROY, IL 62294-0094 |
| Document Number | 0000004991 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 4991 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 313 COOK ST, TROY, IL 62294-1831 |
| Document Number | 0000004954 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 94 TROY IL 622940094, TROY, IL 62294-0094 |
| Document Number | 0000004954 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 4954 |
| Name | FCB BANKS |
|---|---|
| Address | SWANSEA, IL 62226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 313 COOK ST, TROY, IL 62294-1831 |
| Document Number | 0000030667 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 94 TROY IL 622940094, TROY, IL 62294-0094 |
| Document Number | 0000030667 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 30667 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | SWANSEA, IL 62226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 27, 2023 |
The 2025 property tax bill for 313 Cook St was $2,123 with a homeowner's exemption, up 7.7% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,123.00 (+7.71%) | $36,690 Land $9,100 Building $27,590 | $110,070 Land $27,300 Building $82,770 |
| 2024 | $1,971.00 | ||
| 2022 | $1,689.00 | $28,610 Land $7,100 Building $21,510 | $85,916 Land $21,321 Building $64,595 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 313 Cook St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Cook St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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