313 Congress Dr, Gibbstown, NJ 08027 Property Records

Gloucester County and Greenwich Township property record for 313 Congress Dr, Gibbstown, NJ 08027

Property Summary

Property TypeSingle Family Home
Details1,780 sqft · built 1964
Lot Size0.413 acres (17,999 sqft)
Owner2 Individual Names on File
Last Sale$203,500 (Feb 2018)
Tax Bill$6,023 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-00185-0000-00005

Property Details

APN / Parcel Number

Primary APN07-00185-0000-00005
Alternative APN
  • 070018500005

Interior

Stories2 Stories
Building Area1,780 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Construction TypeBrick
Lot Area17,999 sqft (0.413 acres)
Lot Dimensions150 ft deep x 120 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address313 CONGRESS DR
CityGIBBSTOWN
StateNJ
Zip08027-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionADDITIONAL LOTS: 7/13 VACANT
Legal SubdivisionWENDY HOLMES INC
Legal Block185
Legal Lot Number5
JurisdictionGLOUCESTER NJ
Township / Civil DivisionGREENWICH
Census Block Group2
Census Block2002
Census Tract500500

Owner

313 Congress Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Gloucester County and Greenwich Township records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Feb 2, 2018Deed, Transfer · FHA Mortgage
PACIFIC UNION FINANCIAL LLC
Aug 25, 2017Grant Deed, Transfer · Construction Mortgage
CAPITAL DEVELOPERS LLC
Mar 30, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2018 · Amount on File
Deed SaleFeb 2, 2018 · Amount on File
Prior SaleAug 25, 2017 · Amount on File
Deed Document Number20184259
Deed Book / Page5811 / 294
Prior Transfer DateMar 22, 2007
Prior Transfer Doc0000025643
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Property Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613

Mortgage

Document Number0000012769
DateMar 21, 2022
Book Page17517/206
Instrument12769
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateFeb 2, 2018
Property Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613
Document Number0000004259
Book / Page05811 / 294
Instrument DateJan 24, 2018
Instrument04259
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIDELITY NATIONAL TITLE INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$712.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1382, WILLIAMSTOWN, NJ 08094-5382

Transferred To (Grantee/Buyer)

NameVerified Name
Address899 ROUTE 45, PILESGROVE, NJ 08098-2800

Mortgage

Document Number0000004260
DateFeb 2, 2018
Instrument04260
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLOUCESTER NJ
Recording DateAug 25, 2017
Property Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613
Document Number0000033204
Book / Page005719 / 000025
Instrument DateAug 15, 2017
Instrument33204
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanySURREY TITLE COMPANY, SURREY TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38 DELSEA DR S GLASSBORO NJ 080282652, GLASSBORO, NJ 08028-2652

Mortgage

Document Number33205
DateAug 25, 2017
Book Page015178/000186
Instrument33205
Lender
NameCAPITAL DEVELOPERS LLC
Address10 VILLAGIO CT, CHERRY HILL, NJ 08003-1451
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueAug 24, 2018

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGLOUCESTER NJ
Recording DateMar 30, 2017
Property Address313 CONGRESS DR, GIBBSTOWN, NJ 08027-1613
Document Number0000012553
Book / Page005628 / 000169
Instrument DateMar 8, 2017
Instrument12553
Transaction TypeForeclosure
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

The 2025 property tax bill for 313 Congress Dr was $6,023, up 3.6% from the year before.

Source: Gloucester County and Greenwich Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
County SubdivisionGreenwich Township
Unified School DistrictGreenwich Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,900 (-) Land $43,300 Building $125,600$168,900 (-) Land $43,300 Building $125,600
2025$6,023.00 (+3.58%)$168,900 Land $43,300 Building $125,600$168,900 Land $43,300 Building $125,600
2024$5,815.00
2023$168,900 Land $43,300 Building $125,600$168,900 Land $43,300 Building $125,600
2022$5,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Congress Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims11 (1987–2013)
Most Recent ClaimJul 2013 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Congress Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENWICH TWP W DEPT
serves 4,921 people · EPA ID NJ0807001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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