Kane County property record for 313 Comstock Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,590 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2017) |
| Tax Bill | $12,947.00 (2025) |
| Primary APN | 05-24-426-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,590 sqft Living Area |
| Basement Area | 1,719 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 425 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 313 COMSTOCK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1A LT 33 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Legal Unit | 1A |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-24-426-007
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Mar 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2017 · Amount on Record |
| Deed Sale | Mar 16, 2017 · Amount on Record |
| Prior Sale | Feb 14, 2006 · Amount on Record |
| Deed Doc Number | 201713748 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 313 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000010192 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021K010192 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Index | Prime Rate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 313 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020787 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020K020787 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 16, 2017 |
| Property Address | 313 COMSTOCK DR, ELGIN, IL 60124-3827 |
| Document Number | 0000013748 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 13748 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2237 COTTONWOOD DR ELGIN IL 601238857, ELGIN, IL 60123-8857 |
| Document Number | 13749 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 13749 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2047 |
| Rate | 4.12% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,947.00 (-1.89%) Homeowner's exemption | ||
| 2024 | $158,693 (+12.76%) Land $27,638 Building $131,055 | $476,270 (+12.81%) Land $82,947 Building $393,322 | |
| 2022 | $13,196.00 (+1.34%) Homeowner's exemption | $140,731 (+3.51%) Land $21,357 Building $119,374 | $422,193 (+3.51%) Land $64,071 Building $358,122 |
| 2021 | $13,022.00 Homeowner's exemption | $135,959 Land $20,633 Building $115,326 | $407,877 Land $61,899 Building $345,978 |
313 Comstock Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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