313 Commerce St, Palacios, TX 77465 Property Records

Matagorda County property record for 313 Commerce St, Palacios, TX 77465 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,600 sqft · built 1982
Lot Size0.172 acres (7,497 sqft)
OwnerIndividual Name on File
Tax Bill$2,838 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN3321-0270-001300

Property Details

APN / Parcel Number

Primary APN3321-0270-001300
Alternative APN
  • 119850

Interior

Full Baths2 Baths
Building Area1,600 sqft Living Area
Gross Area1,648 sqft
1st Floor Area1,320 sqft
Upper Floors Area280 sqft

Exterior

Year BuiltBuilt 1982
Exterior MaterialOther
Lot Area7,497 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3321-0270-001300
Street Address313 COMMERCE ST
CityPALACIOS
StateTX
Zip77465-5441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALACIOS ORIGINAL TOWNSITE, BLOCK 27, LOT 13
Legal SubdivisionPALACIOS ORIGINAL TOWNSITE
Legal Block27
Legal Lot Number13
JurisdictionMATAGORDA TX
Township / Civil DivisionPALACIOS
Census Block Group2
Census Block2056
Census Tract730600

Owner

Source: Matagorda County records · APN 3321-0270-001300

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1305 ROCKY CREEK DR, PFLUGERVILLE, TX 78660-2931
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2017
Deed SaleOct 17, 2017
Deed Document Number2017-005746
Record UpdatedJun 08, 2026

October 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMATAGORDA TX
Recording DateOct 17, 2017
Property Address313 COMMERCE ST, PALACIOS, TX 77465-5441
Document Number2017005746
Map ReferenceVOL 14 PG 374
Instrument DateOct 16, 2017
Instrument2017-005746
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyADMIRAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 396, PALACIOS, TX 77465-0396

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 ROCKY CREEK DR, PFLUGERVILLE, TX 78660-2931

Mortgage

Document Number2017005747
DateOct 17, 2017
Instrument2017-005747
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Matagorda County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyMatagorda County
MunicipalityPalacios City
Unified School DistrictPalacios Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00 (+4.92%)$133,490 (+25.24%) Land $19,270 Building $114,220$133,490 (+25.24%) Land $19,270 Building $114,220
2023$106,590 Land $12,440 Building $94,150$106,590 Land $12,440 Building $94,150
2022$2,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Matagorda County (48321C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483217306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Nearby Flood Policies52 in force
Nearby Flood Claims58 (1979–2025)
Claims Outside the SFHA30 of 58
Most Recent ClaimJun 2025, other causes
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Hurricane Ike, Sep 2008 · 4 claims
  • Hurricane Claudette, Jul 2003 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
AMG Technology Investment GroupFixed Wireless (unlicensed)1,000 / 500
Cable OneCable1,000 / 50
TISDFixed Wireless (unlicensed)400 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number