313 Coachmans Trl, Stem, NC 27581 Property Records

Granville County property record for 313 Coachmans Trl, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,309 sqft · built 2013
Lot Size	0.247 acres (10,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,500 (Sep 2018)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32003-69487310`

Property Details

APN / Parcel Number

Primary APN	`32003-69487310`
Alternative APNs	`088913241474` `088913 073` `1008393`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,309 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,767 sqft (0.247 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1008393
Street Address	313 COACHMANS TRL
City	STEM
State	NC
Zip	27581-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H&L 42 CARRIAGE HILL S/D
Legal Subdivision	CARRIAGE HILL
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3034
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 COACHMANS TRL, STEM, NC 27581-9127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Book / Page	1702 / 132
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 28, 2018
Property Address	313 COACHMANS TRL, STEM, NC 27581-9127
Document Number	1702/132
Book / Page	1702 / 132
Map Reference	MB 38 PG 82
Instrument Date	Sep 27, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$349.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5591 SHELTON CREEK RD, 5591, BROADWAY, NC 27505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COACHMANS TRL, STEM, NC 27581-9127

Mortgage

Document Number	1702134
Date	Sep 28, 2018
Instrument	1702/134

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,288 (-) Land $37,000 Building $258,288
2025	$2,996.00 (+36.43%)	$295,288 (+80.87%) Land $37,000 Building $258,288	$295,288 (-) Land $37,000 Building $258,288
2024			$295,288 (+80.87%) Land $37,000 Building $258,288
2023	$2,196.00 (+0.5%)	$163,263 (-) Land $25,000 Building $138,263	$163,263 (-) Land $25,000 Building $138,263
2022	$2,185.00	$163,263 Land $25,000 Building $138,263	$163,263 Land $25,000 Building $138,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20