313 Chuniloti Cir, Loudon, TN 37774 Property Records

Loudon County property record for 313 Chuniloti Cir, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,344 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jan 2025)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059A-B-006.00`

Property Details

APN / Parcel Number

Primary APN	`059A-B-006.00`
Alternative APNs	`059A B 00600 000059A` `01059AB059A00600` `053059A B 00600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	264 sqft
Deck Area	688 sqft
Patio Area	688 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	313 CHUNILOTI CIR
City	LOUDON
State	TN
Zip	37774-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOQUA SHORES BLK: 3 LOT: 6 01 064C C 064C 00600 000
Legal Subdivision	TOQUA SHORES
Legal Block	3
Legal Lot Number	6
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1025
Census Tract	60504

Owner

Source: Loudon County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS
Jul 13, 2017	Warranty Deed, Transfer · ARM UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	2025496
Deed Book / Page	481 / 330
Transfer Doc	00D342/837
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1629/479
Date	Dec 6, 2022
Book Page	T1629/479
Instrument	22013777

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1629/460
Date	Dec 6, 2022
Book Page	T1629/460
Instrument	22013776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608

Mortgage

Document Number	T1522/762
Date	Apr 8, 2021
Book Page	T1522/762
Instrument	21004519

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 24, 2020
Property Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Document Number	0000007169
Book / Page	000424 / 000380
Instrument Date	Jul 21, 2020
Instrument	7169
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	TELLICO TITLE SERVICES INC, TELLICO TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 CHUNILOTI CIR LOUDON TN 377742608, LOUDON, TN 37774-2608

Mortgage

Document Number	7170
Date	Jul 24, 2020
Book Page	001469/000527
Instrument	7170

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	8320 E WALKER SPRINGS LN, KNOXVILLE, TN 37923-3119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 13, 2017
Property Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608
Document Number	D395/465
Book / Page	D395 / 465
Instrument Date	Jul 11, 2017
Instrument	17005883
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CHUNILOTI CIR, LOUDON, TN 37774-2608

Mortgage

Document Number	17005884
Date	Jul 13, 2017
Instrument	17005884

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00	$104,100 (-) Land $18,750 Building $85,350	$416,400 (-) Land $75,000 Building $341,400
2024	$1,841.00	$104,100 (-) Land $18,750 Building $85,350
2023		$104,100 Land $18,750 Building $85,350
2021			$416,400 Land $75,000 Building $341,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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