313 Cheryl Dr, Mt Zion, IL 62549 Property Records

Macon County property record for 313 Cheryl Dr, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1982
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 2020)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jun 2020 Transfer May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-03-377-020`

Property Details

APN / Parcel Number

Primary APN	`12-17-03-377-020`
Alternative APN	`17-03-377-020`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	75 ft deep x 100 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121703377020
Street Address	313 CHERYL DR
City	MT ZION
State	IL
Zip	62549-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0040 B 00 ROLLING GREEN ESTATES 58 12 2 03 0333 139 00 100X75
Legal Subdivision	LEASE
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	5
Census Block	5031
Census Tract	2500

Owner

313 Cheryl Dr is owned by two individuals who acquired it in June 2020.

Source: Macon County records, as of June 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6552 DAYBROOK DR, DECATUR, IL 62521-8731
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Quit Claim Deed, Transfer Quitclaim
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Sep 19, 2012 · Amount on File
Deed Document Number	20201960669
Deed Book / Page	4739 / 577
Last Transfer Date	Jun 10, 2020
Transfer Doc	4745/797
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Jun 11, 2020
Property Address	313 CHERYL DR, MT ZION, IL 62549-1743
Document Number	4745/797
Book / Page	4745 / 797
Map Reference	PB 1832 PG 64
Instrument Date	Jun 10, 2020
Instrument	1961909
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6552 DAYBROOK DR, DECATUR, IL 62521-8731

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 12, 2020
Property Address	313 CHERYL DR, MT ZION, IL 62549-1743
Document Number	004739/577
Book / Page	4739 / 577
Map Reference	PB 1832 PG 64
Instrument Date	May 7, 2020
Instrument	1960669
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004739/578
Date	May 12, 2020
Book Page	4739/578
Instrument	1960670

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 Cheryl Dr was $3,554, up 40.9% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+40.92%)	$52,205 (+36.25%) Land $6,050 Building $46,155	$156,631 (+36.25%) Land $18,152 Building $138,479
2024	$2,522.00	$38,315 Land $6,050 Building $32,265	$114,957 Land $18,152 Building $96,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 313 Cheryl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 313 Cheryl Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Shawnee Communications.

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