313 Charles Ave, Elverta, CA 95626 Property Records

Sacramento County property record for 313 Charles Ave, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$267,000 (Apr 2018)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202-0211-009-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0211-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	313 CHARLES AVE
City	ELVERTA
State	CA
Zip	95626-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	DELANO MANOR, LOT 8
Legal Subdivision	DELANO MANOR
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1012
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	313 CHARLES AVE, ELVERTA, CA 95626-9211
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STANFORD FCU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Apr 13, 2018	Grant Deed, Transfer · Conventional with PMI SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Book / Page	20180413 / 1068
Last Transfer Date	Dec 20, 2024
Transfer Doc	2024000594
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	313 CHARLES AVE, ELVERTA, CA 95626-9211
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CHARLES AVE, ELVERTA, CA 95626-9211

Mortgage

Document Number	0000001017
Date	Mar 16, 2022
Instrument	2022031601017

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	313 CHARLES AVE, ELVERTA, CA 95626-9211
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CHARLES AVE, ELVERTA, CA 95626-9211

Mortgage

Document Number	0000000834
Date	Aug 30, 2021
Instrument	2021083000834

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	313 CHARLES AVE, ELVERTA, CA 95626-9211
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CHARLES AVE, ELVERTA, CA 95626-9211

Mortgage

Document Number	2021083000834
Date	Aug 30, 2021
Instrument	2021083000834

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 13, 2018
Property Address	313 CHARLES AVE, ELVERTA, CA 95626-9211
Document Number	1804131068
Instrument Date	Apr 10, 2018
Instrument	1804131068
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2398 GABRIEL AVE #2 MOUNTAIN VIEW CA 940401416, 2, MOUNTAIN VIEW, CA 94040-1416

Mortgage

Document Number	1804131069
Date	Apr 13, 2018
Instrument	1804131069

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$314,253 (+3.48%) Land $69,632 Building $244,621
2025	$3,493.00 (+7.02%)	$303,680 (+4.04%) Land $68,267 Building $235,413
2024	$3,264.00 (-1.18%)
2023	$3,303.00 (+4.03%)	$291,890 Land $65,617 Building $226,273
2022	$3,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1982–1995)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 11 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath.

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