Montgomery County property record for 313 Central Ave, Gaithersburg, MD 20877
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,514 sqft · built 2021 |
| Lot Size | 0.393 acres (17,116 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Dec 2021) |
| Tax Bill | $9,495 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03832937 |
| Primary APN | 09-03832937 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,514 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,116 sqft (0.393 acres) |
| Garage Type | Detached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Deck Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03832937 |
|---|---|
| Street Address | 313 CENTRAL AVE |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | OAKMONT |
| Legal Subdivision | GAITHERSBURG TOWN |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700728 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 CENTRAL AVE, GAITHERSBURG, MD 20877-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL BANK NA |
| Dec 15, 2021 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Deed Book / Page | 64833 / 463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 313 CENTRAL AVE, GAITHERSBURG, MD 20877-1215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0623740339 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 62374/339 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 15, 2021 |
| Property Address | 313 CENTRAL AVE, GAITHERSBURG, MD 20877-1215 |
| Document Number | 0648330463 |
| Book / Page | 64833 / 463 |
| Map Reference | PL 25521 |
| Instrument Date | Sep 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,574.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 E GUDE DR, 1686, ROCKVILLE, MD 20850-1341 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 427 PRESIDIO DR, ROCK HILL, SC 29732-7654 |
| Document Number | 0064833472 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 64833/472 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Oct 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,400 (+7%) Land $162,200 Building $638,200 | $800,400 (-) Land $162,200 Building $638,200 | |
| 2025 | $9,495.00 (+18.63%) | $748,033 (+16.28%) | $800,400 (+24.42%) Land $162,200 Building $638,200 |
| 2023 | $643,300 Land $162,200 Building $481,100 | $643,300 Land $162,200 Building $481,100 | |
| 2022 | $8,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures