313 Cedar St, Nashua, IA 50658 Property Records

Chickasaw County property record for 313 Cedar St, Nashua, IA 50658

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2019)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	May 2022 Line of Credit Oct 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`19-13-18-4-76-032`

Property Details

APN / Parcel Number

Primary APN	`19-13-18-4-76-032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	680 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	313 CEDAR ST
City	NASHUA
State	IA
Zip	50658-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOTS 2-3 BLK. 5
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	CHICKASAW IA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2061
Census Tract	70200

Owner

313 Cedar St is owned and occupied by two individuals who bought it in October 2019.

Source: Chickasaw County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 747, NASHUA, IA 50658-0747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 24, 2019	Deed, Transfer · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on File
Deed Sale	Oct 24, 2019 · Amount on File
Deed Document Number	20191613
Prior Transfer Date	Oct 18, 2019
Prior Transfer Doc	20191614
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	313 CEDAR ST, NASHUA, IA 50658-7801
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220813
Date	May 5, 2022
Instrument	2022-0813

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 4, 2027

Interest

Rate Type	Fixed Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICKASAW IA
Recording Date	Oct 24, 2019
Property Address	313 CEDAR ST, NASHUA, IA 50658-7801
Document Number	20191613
Instrument Date	Oct 18, 2019
Instrument	2019-1613
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CEDAR ST, NASHUA, IA 50658-7801

Mortgage

Document Number	20191614
Date	Oct 24, 2019
Instrument	2019-1614

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 313 Cedar St was $2,492 with a homeowner's exemption.

Source: Chickasaw County assessment roll, as of September 26, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Chickasaw County
Municipality	Nashua City
Unified School District	Nashua-Plainfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00	$169,700 (-) Land $9,900 Building $159,800	$169,700 (-) Land $9,900 Building $159,800
2025	$2,492.00 (+15.91%) Homeowner's exemption	$169,700 Land $9,900 Building $159,800	$169,700 Land $9,900 Building $159,800
2024	$2,150.00
2023		$137,900 Land $9,900 Building $128,000	$137,900 Land $9,900 Building $128,000
2022	$1,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Cedar St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1993–2018)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2016 · 4 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASHUA WATER SUPPLY serves 1,551 people · EPA ID IA1967041
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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