313 Cedar St, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 313 Cedar St, Harrisonburg, VA 22801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1966
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$3,257 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021 B 4`

Property Details

APN / Parcel Number

Primary APN	`021 B 4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Basement Area	1,248 sqft
Finished Basement	2,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1975
Architectural Style	Cottage
Exterior Material	Masonite
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Driveway	Asphalt Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	313 CEDAR ST
City	HARRISONBURG
State	VA
Zip	22801-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	QUADRANT 4 WS CEDAR ST
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1041
Census Tract	301

Owner

313 Cedar St is owned and occupied by an individual.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	313 CEDAR ST, HARRISONBURG, VA 22801-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Jul 14, 2026
Property Address	313 CEDAR ST, HARRISONBURG, VA 22801-1511
Document Number	0000015276
Book / Page	6072 / 476
Instrument Date	Jul 6, 2026
Instrument	202615276
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CEDAR ST, HARRISONBURG, VA 22801-1511

Mortgage

Document Number	0000015276,
Date	Jul 14, 2026
Book Page	6072/476
Instrument	202615276

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jul 31, 2061

Interest

Rate	6.25%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 313 Cedar St was $3,257.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,257.00	$322,500 (+6.19%) Land $66,000 Building $256,500	$322,500 (+6.19%) Land $66,000 Building $256,500
2025		$303,700 Land $66,000 Building $237,700	$303,700 Land $66,000 Building $237,700
2024	$2,984.00 (+14.77%)
2023	$2,600.00	$270,900 Land $66,000 Building $204,900	$270,900 Land $66,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Cedar St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1985–1996)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20