Berks County property record for 313 Carroll St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,317 sqft · built 1930 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,860 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-58-74-4123 |
| Primary APN | 5306-58-74-4123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,317 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18291225 |
|---|---|
| Street Address | 313 CARROLL ST |
| City | READING |
| State | PA |
| Zip | 19611-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 74 |
| Legal Lot Number | 98 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 2900 |
313 Carroll St is owned and occupied by an individual who acquired it in October 2021.
Source: Berks County records, as of June 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 CARROLL ST, READING, PA 19611-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit DIAMOND CREDIT UNION |
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Jun 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU |
| Nov 3, 2021 | Intrafamily Transfer, Transfer |
| Jul 23, 2021 | Intrafamily Transfer, Transfer |
| May 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 1998 |
| Deed Sale | May 18, 1998 |
| Deed Book / Page | 2939 / 2106 |
| Last Transfer Date | Oct 14, 2021 |
| Transfer Doc | 0000054486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 2, 2026 |
| Property Address | 313 CARROLL ST, READING, PA 19611-2044 |
| Document Number | 0000017307 |
| Instrument Date | May 26, 2026 |
| Instrument | 202617307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 313 CARROLL ST, READING, PA 19611-2044 |
| Document Number | 0000017307, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202617307 |
| Name | DIAMOND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 313 CARROLL ST, WEST READING, PA 19611-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000022034 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022022034 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 6, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 313 CARROLL ST, WEST READING, PA 19611-2044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016346 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023016346 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 6, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 3, 2021 |
| Property Address | 313 CARROLL ST, WEST READING, PA 19611-2044 |
| Document Number | 0000054486 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021054486 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 CARROLL ST, READING, PA 19611-2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 23, 2021 |
| Property Address | 313 CARROLL ST, WEST READING, PA 19611-2044 |
| Document Number | 0000037001 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021037001 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 HILLTOP CT, LEESPORT, PA 19533-9353 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 20, 2020 |
| Property Address | 313 CARROLL ST, READING, PA 19611-2044 |
| Document Number | 0000016694 |
| Instrument Date | May 6, 2020 |
| Instrument | 16694 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 HILLTOP CT LEESPORT PA 195339353, LEESPORT, PA 19533-9353 |
The 2026 property tax bill for 313 Carroll St was $1,860 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,860.00 Homeowner's exemption | $65,900 Land $16,600 Building $49,300 | $16,600 Land $16,600 |
| 2024 | $1,744.00 | $65,900 Land $16,600 Building $49,300 | |
| 1994 | $65,900 Land $16,600 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Carroll St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 313 Carroll St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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